Kathmandu. Commercial insurance rates have fallen amid growing demand for cyber insurance in Asia.
According to Marsh’s Asia Market Rates: Q4 2025 report, commercial insurance rates across Asia fell by 5 percent in the last quarter. Insurance rates fell by 5 percent in the previous quarter. This reflects continued softening market conditions across most major lines.
According to the report, commercial insurance rates have increased in Vietnam and Japan. In these countries, insurance rates have increased by 15 percent and 1 percent, respectively. It fell 11 percent in Vietnam and 6 percent in Japan in the previous quarter.
South Korea and Taiwan saw the biggest declines in commercial insurance rates, with rates falling by 17 percent and 16 percent, respectively, compared to a 25 percent and 14 percent fall in the previous quarter, the report said. ’
The demand for insurance is growing stronger due to increasing cyber incidents and stringent regulatory requirements. Insurance companies are expanding coverage to include cyber-related property damage, social engineering fraud and supply chain attacks. –Agency
