Kathmandu. In today’s digital age, internet banking, mobile banking, QR code payments, wallets, and other services are used almost daily. Transactions can be done instantly from anywhere, at any time or with anyone with an account, device, internet access, mobile application or internet browser.
Its users have increased with the increasing use of ease, speed, low cost, secure data, e-commerce, and government transactions. Nepal Rastra Bank (NRB) has issued a financial awareness notice today stating that the username, password, PIN and OTP holders should follow digital financial discipline and protect such technologies.
- strong password: What to do? What not to do with the use of letters, numbers and symbols? Easy, the name of your own or family member.
- strong pin: What not to do? Mobile numbers, dates of birth, etc. can be easily guessed by others.
- Different Passwords: Separate passwords for banking accounts such as e-mail, messenger, etc.
- {{TAG_OPEN_span_23} Multi-factor authentication (password, PIN, OTP) to be used in all accounts: bank account, mobile banking, wallet account, computer, mobile, e-mail, social media, messenger.
- Use only official websites and applications, do not recognize or save financial information in the browser.
- Changing password periodically.
- Unauthorized application will not be downloaded, installed, and will not provide Axis permission.
- Do not screen share with strangers, do not do financial transactions by screen sharing.
- Perform financial transactions only over secure Wi-Fi and avoid keystroke capture, screen capture.
TAG_OPEN_li_33 Use biometric authentication (thumb, face PIN).
How do you steal the password?
- Easily guessable, own, family name.
- Enter a password on a fake website or app.
- Attempt to get the real password by cracking the encrypted secure password.
- Use the password of another account in a banking or financial account.
- Password used on another device or account.
