Kathmandu. So far, 12 insurance companies have announced bonus rate for the fiscal year 2081/82. SoTAG_CLOSE_strong_169 TAG_OPEN_strong_169 TAG_CLOSE_span_155TAG_OPEN_span_155 far, the insurance companies are LIC Nepal, National Life Insurance, Reliable Nepal Life Insurance, Prabhu Mahalaxmi Life Insurance, Surya Jyoti Life Insurance, Sun Nepal Life Insurance, Nepal Life Insurance, Sanima Life Insurance, Sanima Life Insurance, MetLife Insurance, Citizen Life Insurance and IME Life Insurance.
The insured gets the bonus amount based on the bonus rate announced every year after the actuarial valuation of the company. Until the new bonus rate is announced, the insured will receive the claim payment amount based on the latest declared bonus rate.
National Life
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Under the scheme, bonus facility for age 15 to 20 years is Rs 64, with 21 to 25 years is Rs 70 and bonus facility of Rs 85 will be provided.
Advance payment term life insurance policy for 5 to 14 years, 15 to 20 years and 21 to 25 years is the same amount of Rs 60
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Bonus rate for years of 5 to 14 years, bonus rate of Rs 60 for 15 to 20 years, bonus rate of Rs 70 for 21 years to 25 years and bonus rate of Rs 85 for 26 years and above has been fixed.
The policy has fixed a bonus rate of Rs 60 per thousand for Rs 5 to 14 years and Rs 15 to 20.
The company has fixed a bonus rate of Rs 60 per thousand for pre-payment life insurance policy for 5 to 14 years, 15 to 20 years and 21 years to 25 years.
Himalayan Life
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The bonus has been provided for 9 years with a maturity of Rs 32, with 10 to 14 years years at Rs 35, for 15 to 19 years at Rs 42, for 20 to 24 years and for 25 years and above, the bonus amount is Rs 63 per 1000 years. Bonus points for age 10 to 14 years, bonus rate of Rs 50 for 15 to 19 years, Rs 59 for 20 to 24 years and Rs 75 for 25 years and Rs 75 for years of age is provided.
Bonus rate for 10 to 14 years has been fixed at Rs 57, for 15 to 19 years, Rs 72 for 20 to 24 years and Rs 86 for 25 years and above. A bonus of Rs 52 for 16 years and Rs 37 bonus for 15 years will be provided as life gift (prepayment).
The insurance scheme for 15 to 19 years is Rs 46, 20 to 24 years is Rs 51 and Rs 76 for 25 years and above, Rs 38 for 9 years, Rs 38 for 10 years to 14 years, Rs 43 for 15 to 19 years, Rs 43 for 15 to 19 years. The bonus rate for 20 years to 24 years has been fixed at Rs 48 and for 25 years and above, the bonus rate has been set at Rs 73.
Advance payment for 15 to 19 years is Rs 40 and Rs 46 for 20 to 24 years, Rs 9 for 10 to 14 years, Rs 41 for 15 years to 19 years and Rs 43 for 20 to 24 years. The bonus rate has been set at Rs 32 for 20 years to 24 years and Rs 35 for 25 years and above.
For term micro life and corporate life insurance scheme, Rs 40 for 10 to 14 years, Rs 42 for 15 years to 19 years, Rs 47 for 20 to 24 years and Rs 70 for 25 years and above. Bonus rates for 15 years to 19 years have been fixed at Rs 43, 20 to 24 years old at Rs 44 and Rs 75 for 25 years and above.
Limited pay term life insurance scheme for 10 to 14 years is Rs 30, 15 years to 19 years is Rs 32, 20 to 24 years is Rs 35 and Rs 45 for 25 years and Rs 45 for 25 years and limited payment term life insurance is Rs 33 for 10 to 14 years. The bonus rate for 20 years to 24 years has been fixed at Rs 43 and for 25 years and above, the bonus rate has been set at Rs 75.
Under the scheme, the bonus rate is Rs 45 for nine years, Rs 46 for 10 to 14 years, Rs 50 for 15 years to 19 years, Rs 53 for 20 to 24 years and Rs 74 for 25 years and Rs 50 for all plans of 25 years and above.
For 9 years, Rs 30 for 9 years, Rs 31 for 10 to 14 years, Rs 35 for 15 years to 19 years and Rs 38 for 20 to 24 years, Rs 30 for 10 to 14 years and Rs 32 for 15 years to 19 years. The bonus rate for age group between 20 and 24 years has been fixed at Rs 34 and Rs 41 for 25 years and above.
Under the life insurance scheme, the company will provide a bonus of Rs 50 for all the policies of 10 years to 24 years, Rs 53 for all the periods of 9 years to 25 years or above, Rs 40 for all the terms of the life insurance scheme and Rs 43 for all the terms of the life insurance scheme.
Under the scheme, the bonus rate for 10 to 14 years is Rs 40 and Rs 41 for 15 to 19 years, while the bonus rate for 10 to 14 years is Rs 45, Rs 46 for 15 to 19 years, Rs 48 for 20 to 24 years and Rs 50 for 25 years and above.
Mate Life
Under this plan, a bonus rate of Rs 45 for 1 to 15 years, Rs 55 for 16 to 20 years and Rs 65 for 21 years or above.
This policy includes bonus rate of Rs 50 for period of 1 to 15 years, Rs 60 for 16 to 20 years and Rs 70 bonus for 21 years and above. Education Protection Plan: The bonus rate for 1 to 15 years, Rs. 60 for 16 to 20 years and Rs. 70 for 21 years and above is provided.
My Child Education Protection Plan: The bonus rate for years 1 to 15 years is Rs. 40, with 16 to 20 years and Rs. 50 for 21 years and above.
IME Life
The company has fixed the bonus rate from a minimum of Rs 22 to a maximum of Rs 80. For those with 0 to 9 years, the bonus rate has been fixed at Rs 32 for 0 to 9 years, Rs 32 for 10 to 14 years, Rs 40 for 15 to 19 years, Rs 52 for 20 to 24 years, Rs 67 for 25 to 29 years and Rs 70 for 30 years and above.
Bonus rate for 0 to 9 years has been fixed at Rs 32, for 10 to 14 years, Rs 40 for 15 to 19 years, Rs 55 for 20 to 24 years, Rs 70 for 25 to 29 years and Rs 75 for 30 years and above.
Bonus rate for 15 to 19 years has been fixed at Rs 32, with 10 to 14 years at Rs 32, with 15 to 19 years at Rs 45, with 20 to 24 years, Rs 65 for 25 to 29 years and Rs 80 for 30 or more years.
Bonus for 10 to 14 years, Rs 32 for 15 to 19 years, Rs 50 for 20 to 24 years and Rs 63 for 25 to 29 years, Rs 30 for 10 to 14 years, Rs 35 for 15 to 19 years, Rs 48 for 20 to 24 years and Rs 63 for 25 to 29 years.
The bonus rate for child advance payment term (Bal Umang) is Rs 30 for 10 to 14 years, Rs 37 for 15 to 19 years, Rs 50 for 20 to 24 years and Rs 65 for 25 to 29 years.
The company has fixed a bonus of Rs 22 per thousand for the entire insurance period. Bonus rate for 10 to 14 years, Rs 40 for 15 to 19 years, Rs 44 for 20 to 24 years and Rs 60 for 25 to 29 years has been set as bonus rate.
Citizen Life
The company has fixed bonus rate from a minimum of Rs 25 to a maximum of Rs 80 on various policies. Bonus rate for 10 to 14 years, Rs 49 for 15 to 19 years and Rs 55 for 20 to 24 years, Rs 25 for years 0 to 9 years, Rs 27 for 10 to 14 years, Rs 27 for 15 to 19 years and Rs 28 for 20 to 24 years.
Bonus rate for basic age of 0 to 9 years, Rs. 39 for 10 to 14 years, Rs. 41 for 15 to 19 years, Rs. 46 for 20 to 24 years, Rs. 65 for 25 to 29 years and bonus rate for 30 years and above is Rs. 75. Bonus cover for 15 to 19 years, Rs 42 for 15 to 19 years, Rs 50 for 20 to 24 years, Rs 63 for 25 years to 29 years and Rs 73 for 30 years and above.
Under the scheme, bonus cover is Rs 40 for 0 to 9 years, Rs 44 for 10 to 14 years, Rs 47 for 15 to 19 years, Rs 52 for 20 to 24 years and Rs 67 for 25 to 29 years.
Under the scheme, bonus cover is Rs 38 for 0 to 9 years, Rs 39 for 10 to 14 years, Rs 41 for 15 to 19 years, Rs 43 for 20 to 24 years, Rs 65 for 25 to 29 years and Rs 65 for 30 years and above.
Sanima Reliance Life
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The company has fixed the bonus rate from a minimum of Rs 20 to a maximum of Rs 75 in various schemes. Under the regular life insurance scheme, bonus rate has been fixed at Rs 35 for 0 years to 9 years, Rs 35 for 10 years to 14 years, Rs 40 for 15 years to 19 years, Rs 45 for 20 years to 24 years and bonus rate for 25 years and above 25 years at Rs 70.
Bonus premium for 10 years to 14 years, Rs 35 bonus for 10 years to 14 years, Rs 38 for 15 years to 19 years, Rs 43 for 20 years to 24 years and Rs 65 for 25 years and above. Bonus points for 10 years to 14 years, bonus rate of Rs 20 for 15 years to 19 years, Rs 25 for 20 years to 24 years and Rs 30 for 25 years and above. Under the scheme, a bonus rate of Rs 20 has been fixed for 15 years to 19 years, Rs 25 for 20 years to 24 years and Rs 30 for 25 years and above.
Bonus rate has been set at Rs 35 for years from 0 to 9 years, Rs 35 for 10 years to 14 years, Rs 40 for 15 years to 19 years, Rs 45 for 20 years to 24 years and Rs 70 for 25 years and above. Bonus rate for 10 years to 14 years has been fixed at Rs 32, with 15 years to 19 years at Rs 37 and with 20 years to 24 years bonus rate at Rs 42.
Under the annual advance payment scheme, bonus rate of Rs 19 has been fixed for 15 years to 19 years and Rs 21 bonus rate for 20 years to 24 years. Under the term insurance scheme (regular fee and single fee), the bonus rate has been fixed at Rs 24 for the entire insurance period and Rs 54 for the single fee. The bonus rate has been fixed at Rs 41 for the entire period of the 15-year advance payment scheme. The bonus rate has been fixed at Rs 45 for the entire premium of the 20-year advance payment scheme. Bonus rate of Rs. 30 has been fixed for the entire period of the modified annual advance payment scheme.
The bonus rate has been fixed at Rs 20 for the entire period of the group. Bonus rate has been fixed at Rs 30 for term and lifetime from 0 years to 9 years, Rs 35 for 10 years to 14 years, Rs 40 for 15 years to 19 years, Rs 45 for 20 years to 24 years and Rs 60 for 25 years and above. Bonus rates for 10 years to 14 years have been fixed at Rs 30, with 10 years to 14 years at Rs 32, with 15 years to 19 years at Rs 35, with 20 years to 24 years at Rs 45 and with 25 years and above Rs 75.
Bonus rate for 10 years to 14 years has been fixed at Rs 40, with 15 years to 19 years at Rs 42, with 20 years to 24 years at Rs 52 and with 25 years and above, the bonus rate has been set at Rs 65. The bonus for 10 to 15 years is Rs 22, with 16 to 20 years, Rs 35 with 21 years to 24 years and Rs 45 with 25 years and above.
The bonus rate for 10 to 15 years is Rs 20, Rs 27 for 16 to 20 years, Rs 32 for 21 years to 24 years and Rs 34 for 25 years and above.
Nepal Life
The company has fixed the bonus rate from a minimum of Rs 55 to a maximum of Rs 85 per thousand. The term life insurance policy (Surakshit Jeevan, Jeevan Jyoti, Gramin Termary, Sabadhika Laghu, Children Child Education Scheme, Jeevan Laxmi, Anmol Jeevan, Jeevan Udaya Single) has been fixed at Rs 60 per thousand for 000 to 10 years, 11 to 15 years and 16 to 20 years, Rs 70 for 21 to 25 years, Rs 82 for 26 years to 30 years and Rs 82 for 30 years.
The policy has been fixed at Rs 65 per thousand for 0 to 10 years, 11 to 15 years and 16 to 20 years, Rs 72 for 21 to 25 years, Rs 82 for 26 to 30 years and Rs 82 for more than 30 years. The term insurance policy for 0 to 10 years, 11 to 15 years and 16 to 20 years has been fixed at Rs 56, Rs 60 for 21 to 25 years, Rs 70 for 26 years to 30 years and Rs 70,000 for more than 30 years.
The term life insurance policy (Golden Bhavishya Life Insurance Scheme – Option 1 Option 2) has been fixed at Rs 60 for 0 to 10 years, 11 to 15 years and 16 to 19 years, Rs 62 for 20 to 25 years, Rs 65 for 26 years to 30 years and Rs 65 for 30 years.
The premium for term life insurance (Golden Bhavishya Life Plan-Option 1, single insurance premium) has been fixed at Rs 55 for 0 to 10 years, Rs 55 for 11 to 15 years and Rs 57 for 20 to 25 years, Rs 60 for 26 years to 30 years and Rs 600 for 30 years.
The term life insurance policy for 0 to 10 years, 11 to 15 years and 16 to 19 years has been fixed at Rs 60 per thousand and for 20 to 25 years. The policy for 0 to 10 years, 11 to 15 years and 16 to 20 years has been reduced to Rs 60, 26 to 30 years, 26 years to 30 years and Rs 82 for 30 years.
The policy with a maturity period of 15 years will receive a bonus of Rs 56 and a bonus of Rs 56 for 20 years. The advance payment period (Dhan Barsha-15, Dhan Barsha-20, Naulo Jeevan Samriddhi, Jeevan Unnati, Naulo Dhan Varsh, Jeevan Shanti, Children and Evergreen Life) will be given for 0 to 10 years, 11 to 15 years, 16 to 20 years, 21 to 25 years, 26 years to 30 years and above 30 years.
The pre-payment term insurance policy is fixed at Rs 56 for 0 to 10 years, 11 to 15 years, 16 to 20 years, 21 to 25 years, 26 years to 30 years and above 30 years. For other (Jeevan Sarathi), the fee has been increased to Rs 62 for 0 to 10 years, 11 to 15 years and 16 to 20 years, Rs 72 for 21 to 25 years, Rs 85 for 26 to 30 years and Rs 85 for 30 years.
Sun Nepal Life
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Bonus bonus for years of age 15 to 19 years, bonus rate of Rs 33 for years of age from 0 to 14 years, Rs 55 for 20 to 24 years, Rs 60 for 25 to 29 years, Rs 30 and Rs 70 for above years is ensured. Bonus cover for basic age of 0 to 14 years is Rs 33, for 15 years to 19 years it is Rs 36, for 20 to 24 years it is Rs 55, for 25 years to 29 years it is Rs 60 and for 30 years and above it is Rs 70.
Under the policy, the bonus rate for age of 0 to 14 years has been fixed at Rs 33, for 15 to 19 years it is Rs 36, for 20 to 24 years it is Rs 55 and for 25 to 29 years it is Rs 60. Under the scheme, the bonus rate has been fixed at Rs 36 for 15 to 19 years and Rs 55 for 20 to 24 years. Under this scheme, bonus rate for age limit of 0 to 14 years has been fixed at Rs 33, for 15 to 19 years it is Rs 36, for 20 to 24 years it is Rs 55 and for 25 to 29 years it is Rs 60.
Under this scheme, bonus rate for age of 0 to 14 years has been fixed at Rs 38, for 15 to 19 years it is Rs 40, for 20 to 24 years it is Rs 62, for 25 to 29 years it is Rs 80 and for 30 years and above.
In case of 15 years meaningful life insurance policy, the company has fixed a bonus rate of Rs 40 per thousand for all the insurance periods. Bonus rate for 15 to 19 years has been fixed at Rs 25 for 14 years and Rs 25 for 15 to 19 years.
Under this scheme, bonus rate for 0 to 14 years has been fixed at Rs 25, for 15 to 19 years and Rs 25 for 20 years and more. The company has fixed a bonus rate of Rs 25 per thousand for maturity of Rs 0,000 to 14 years and Rs 25 for 15 to 19 years.
Suryajyoti Life
The company has decided to provide a minimum bonus of Rs 40 to Rs 75 per thousand on various insurance plans. The minimum bonus is Rs 40 to Rs 75 for term and lifetime life insurance, Rs 42 to Rs 60 for term life insurance scheme, minimum Rs 38 to Rs 47 for annual advance and minimum bonus from Rs 45 to Rs 90 for Chaurasi Puja life insurance.
Prabhu Mahalakshmi Life
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Bonus size for basic age of 0 to 9 years is Rs 33, with 10 to 14 years is Rs 33, with 15 to 19 years is Rs 40, with 20 to 24 years is Rs 51 and with 25 years and bonus rate is Rs 70. Under the scheme, bonus rates for age 10 to 14 are Rs 38, for 15 to 19 years it is Rs 43, for 20 to 24 years it is Rs 54 and for 25 years it is Rs 73.
Bonus rate for 10 to 14 years, Rs 35 for 10 to 14 years, Rs 40 for 15 to 19 years and Rs 51 for 20 to 24 years has been set as bonus rate. Bonus rate for 0 to 9 years, Rs 23 for 10 to 14 years, Rs 25 for 15 to 19 years and Rs 27 for 20 to 24 years.
The bonus for years of 5 to 14 years has been fixed at Rs 45, with 15 to 24 years and Rs 52 bonus for 25 years and above. Under this scheme, bonus rate of Rs 52 has been fixed for 5 years to 14 years and Rs 55 for 15 years and above.
The bonus rate for insurance period of 5 to 14 years has been fixed at Rs 50 and Rs 51 for 15 years and above. Under this scheme, a bonus rate of Rs 32 for age of 5 to 14 years, Rs 35 for 15 to 19 years and Rs 39 for 20 years and above has been fixed at Rs 32. Similarly, bonus rate of Rs 35 for all periods of Mahalaxmi annual refund insurance, Rs 45 for all periods of Mahalaxmi Dhandhandhan Bima Yojana and Rs 38 bonus for all periods of Mahalaxmi term life insurance has been fixed.
Reliable Nepal Life
Bonus size for basic age of 5 years to 9 years is Rs 50, with 10 to 14 years is Rs 55, with 15 to 19 years is Rs 62 and with 20 years and above, bonus rate is Rs 75. Under the scheme, child life insurance has been fixed at Rs 25 for 5 to 9 years, Rs 29 for 10 years to 14 years, Rs 33 for 15 to 19 years and Rs 41 for 20 years and above.
Similarly, the bonus rate for bonus period of 5 to 14 years has been fixed at Rs 25 and Rs 26 for 15 years and above. Similarly, the policy has been fixed at Rs 31 for years and Rs 31 for years for years 10 to 14 years, Rs 33 for 10 years to 14 years, Rs 33 for 15 to 19 years, Rs 34 for 20 to 24 years and Rs 35 for 25 years and above.
Under the scheme, the scheme has been fixed at Rs 30 for 5 to 9 years, Rs 35 for 10 years to 14 years, Rs 40 for 15 to 19 years, Rs 45 for 20 to 24 years and Rs 50 for 25 years and above. Under the scheme, bonus rate for 10, 12 and 14 years is Rs 50 and bonus rate of Rs 55 with tenure of 16, 18 and 20 years.
The bonus rate for years of 5 to 14 years has been set at Rs 20, for 15 to 24 years and for 25 years and Rs 23. Under the scheme, bonus rate for years of 5 to 14 years has been fixed at Rs 60, for 15 to 19 years at Rs 62 and for 20 years and above.
LIC Nepal
The company has set a bonus rate of Rs 80,000 for life insurance policy of Rs 348 and Rs 80,000 for life insurance policy of Rs 347, Rs 55 for child unnati (363) and Rs 60,000 for 15 to 25 years.
Under the scheme, Rs 50 for 5 to 9 years, Rs 51 for 10 to 14 years and Rs 52 for 15 years and above will be provided.
With age 10 to 14, bonus amount of Rs 50, Rs 51 for 15 to 19 years, Rs 55 for years 20 to 24, Rs 60 for 25 to 34 years and Rs 65 for 45 years and above is announced.
Jeevan Anand (342) with 5 to 9 years will get a bonus of Rs. 50, 10 to 14 years bonus of Rs. 51, 16 to 20 years and Rs. 55 with 21 to 25 years bonus. Under the insurance scheme, a bonus of Rs 50 will be provided for 15 to 19 years, Rs 53 for 20 to 24 years, Rs 63 for 25 to 29 years and Rs 64 for 30 years and above.
The company will provide a bonus of Rs 53 for a period of 10 years and Rs 56 for a period of 15 years. The bank has announced a bonus rate of Rs 55 for 15 years, Rs 57 for 20 years and Rs 60 for 25 years. The bonus rate for 15 years and Rs 57 for 16 to 20 years has been announced.
The Jeevan Tarang (345) is available for 10 years, Rs. 51 for 15 years and Rs. 53 for 20 years, Rs. 50 for 10 years, Rs. 51 for 15 years and Rs. 55 for 20 years
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Bonus rate of Rs 41 for age 10 to 14 years, bonus rate of Rs 52 for 15 to 19 years, Rs 55 bonus for 20 to 24 years and Rs 60 for 25 years and above.
The company has announced a bonus of Rs 51 for 10 years, Rs 53 for 15 years, Rs 55 for 20 years and Rs 57 for a period of 25 years. The government has announced a bonus of Rs 55 for 15 years and Rs 56 for the age group of 16 to 20 years.
Under the scheme, the bonus rate for age 10 to 15 years is Rs 50, for 16 to 24 years it is Rs 52 and for 25 to 35 years it is Rs 53.
The bonus rate will be applicable to death claims, full or partial term payment claims, surrender value claims, paid-up value claims and current insurance policies and will remain valid until the actuarial valuation is approved by the Nepal Insurance Authority.TAG_OPEN_strong_156
