Kathmandu. Laxmi Ghimire Pandey, senior agency manager of IME Life Insurance Company, has been appointed as the COT for the year 2026. Ghimire, who entered the insurance sector in 2081 BS, has been able to meet the target of Coats of the Table (COT) under the Million Dollar Round Table (MDRT) within a year. Not only this, he is also the first MDRT of IME Life for 2026.
Despite various obstacles and challenges, Laxmi has been able to achieve this success.
His dedication and unwavering commitment to business excellence have set milestones for the company. The company is confident that this achievement will not only build on his personal success but also inspire colleagues and aspiring professionals across the insurance sector.”
The company officials expressed pride in his achievement and said that his hard work and determination have raised the reputation of the branch and will inspire other agents to achieve the same success in the future.
Laxmi said, “I am very excited to be the first COT of IME Life Insurance Company to work for a reputed insurance company. She also expressed her commitment to do her best in this sector by realizing the growing need for insurance in her family and the current situation.

















