Kathmandu. Nepal Life Insurance Company has announced the financial year 2081. The bonus rate has been announced for 82. The company has fixed a minimum bonus rate of Rs 55 to a maximum of Rs 85 per thousand for the insured.
According to the company, the report related to the assessment of the financial position of the fiscal year and the evaluation of liabilities has been approved by the letter of the Insurance Authority of Nepal on February 7. According to the company, the new bonus rate will be applicable under all types of life insurance policies issued by the company to participate in the profit (earn bonus).
Term Life Insurance Policies (Surakshit Jeevan, Jeevan Jyoti, Gramin Termary, Term Short, Children’s Child Education Scheme, Jeevan Lakshmi, Anmol Jeevan, Jeevan Uday Single)
Under this policy, the insurance policy has been fixed at Rs 60 per thousand for 0 to 10 years, 11 to 15 years and 16 to 20 years, Rs 70 for 21 to 25 years, Rs 82 for 26 years to 30 years and Rs 82 for 30 years.
Term Life Insurance (Nine Safe, Nine Kids Life Insurance)
Under this policy, the insurance policy for 0 to 10 years, 11 to 15 years and 16 to 20 years has been fixed at Rs 65 per thousand, for 21 to 25 years it is Rs 72, for 26 years to 30 years it is Rs 82 per thousand and for more than 30 years.
Term Life Insurance (Life Insurance)
Under this scheme, the benefits for 0 to 10 years, 11 to 15 years and 16 to 20 years have been fixed at Rs 56, with 21 to 25 years at Rs 60, with 26 years to 30 years at Rs 70 and for more than 30 years, Rs 70,000 per thousand has been set upwards.
Term Life Insurance (Sunaulo Bhavishya Life Insurance Plan–Option 1/Option 2)
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Under this scheme, the insurance cover has been fixed at Rs 60 for 0 to 10 years, 11 to 15 years and 16 to 19 years, Rs 62 for 20 to 25 years, Rs 65 for 26 years to 30 years and Rs 65 for 30 years.
Term Life Insurance (Golden Provident Life Insurance Plan–Option 1, Single Premium)
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Under this scheme, Rs 1,005 per thousand for 0 to 10 years, 11 to 15 years, 16 to 19 years, Rs 57 for 20 to 25 years, Rs 60 for 26 years to 30 years and Rs 60 per thousand for 30 years.
Term Life Insurance Policies (Children’s Golden Future, Life Insurance Plan)
Under this scheme, the price for 0 to 10 years, 11 to 15 years and 16 to 19 years has been fixed at Rs 600 per thousand and for 20 to 25 years.
Term and Life Insurance (Life Support, Precious Life)
Under this policy, the insurance policy has been fixed at Rs 1,000 per thousand for 0 to 10 years, 11 to 15 years and 16 to 20 years, Rs 1,000 per thousand for 21 to 25 years, Rs 82 per thousand for 26 years to 30 years and Rs 82 per thousand for 30 years.
Advance Payment Term Insurance (Jeevan Samriddhi)
In this scheme, the insured person will receive a bonus of Rs 56 for 15 years and Rs 56 for 20 years.
Advance Payment Term (Dhan Varsh-15, Dhan Barsha-20, Naulo Jeevan Samriddhi, Jeevan Anugati, Naulo Dhan Varsh, Jeevan Shanti, Children and Evergreen Life)
Under this scheme, the beneficiaries will get Rs 1,000 for 0 to 10 years, 11 to 15 years, 16 to 20 years, 21 to 25 years, 26 years to 30 years and above 30 years.
Advance Payment Term Insurance (New Life Addition)
Under this scheme, the user base of the scheme is Rs 1,005 for 0 to 10 years, 11 to 15 years, 16 to 20 years, 21 to 25 years, 26 years to 30 years and above 30 years.
Others (Jeevan Saarthi)
Under this policy, the insurance policy has been fixed at Rs 1,006 for 0 to 10 years, 11 to 15 years and 16 to 20 years, Rs 72 for 21 to 25 years, Rs 85 for 26 years to 30 years and Rs 85 for 30 years.
The interim bonus rate has been fixed as above until the next actuarial valuation of the company.
