Insurance company agents are also forced to laugh in cases of truck glass smashing in the wife’s face from being hit by an invisible car
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Kathmandu. We all know that no one can predict what will happen in life. But when such an unimaginable accident happens, who will pay the bill? If you have insurance, the company will pay. However, if the story of the accident is so strange that it can be laughed at as soon as you hear it.
Every year in the world of insurance, there are some such claims, which when you hear and read, it seems that either the claimant is having fun or they are claiming from a new world of imagination. Below are a description of such strange and interesting incidents. It also adds spice to the business life of insurance.
‘Raleigh’ Highway Incident: Who pays the bill for a fallen stone?
It was October 27, 2022. A driver was quietly on a busy highway in the city of Raleigh, North Carolina, U.S.A. Suddenly, a stone or garbage fell from a truck carrying construction materials passing by, shattering the front window of his car!
This seemingly simple incident raised a serious question in the insurance world. Who will compensate for the damage caused to another vehicle due to negligence of a truck that is not properly packed? The incident made local news headlines and sparked a debate about truck drivers’ obligations to keep their belongings safe and safety on the road. After a lengthy investigation, the insurance process had to address not only the cost of repairing the glass, but also the legal questions about road safety regulations and the duties of truck operators.
When insurance agents laugh and faint
The list of “bizarre claims” that insurance companies around the world collect every year abounds with claims as serious as the incident.
Invisible Car Claim: One claimant reported that my car was hit by an invisible car and then the vehicle disappeared. While there are no exact details of the time and place, these stories continue to amaze and entertain agents throughout the year.
Glass in my wife’s face: Another unbelievable claim read, “A truck came from behind and smashed the front glass of my car and went straight into my wife’s face.” The bizarre and ridiculous description of the accident demands a police report and a thorough investigation.
Monkey TAG_CLOSE_span_35 Revenge: Some insurers recount bizarre encounters with strange animals (such as a monkey jumping off a tree or a cow sleeping on top of a car) and collisions with mysterious vehicles during the holidays.
What is the significance of these strange claims?
These incredible, ridiculous and funny insurance claims underscore how unpredictable life on the road is. These stories teach us three important things.
Detailed documentation needed: The more bizarre the accident, the more important the evidence (police reports, photos, and explicit descriptions) is. A detailed record also helps to substantiate the claim of being hit by an invisible car.
Risk Awareness: The North Carolina truck incident highlights the responsibility of all of us, whether it’s a truck driver carrying goods or an ordinary commuter on the road, it is everyone’s duty to keep the roads safe.
The Human Side of Insurance: Even in this world of rules, laws and agreements, such strange and human stories make insurance not just a financial document but a way to connect with our daily lives.
These hilarious insurance claims showed the human and unpredictable side of road risk. These stories must have entertained you. But not every bizarre claim is laughable. In some cases, such bizarre stories can turn into massive insurance frauds that cost companies millions of dollars.

















