Uncertainty is the essence of human life. We are facing changing situations every moment. Our health can deteriorate at any time, social relationships can fluctuate, and economic assets can also be put at risk due to unexpected events. In such an unstable and unpredictable environment, making the future safe and orderly is an important challenge. Life insurance has emerged as an indispensable financial tool to meet these challenges and provide economic security and stability while minimizing unexpected risks.
To understand the importance of life insurance in depth, we can analyze the maternal role. Because the protective and loving behavior of the mother easily shows the basic purpose and importance of life insurance.
जीवनको Uncertainty and Need for Security
Our lives are surrounded by a variety of risks. There are always chances of health risks such as serious illness or accidents. There may be unexpected changes in social relationships. Which can have an emotional and financial impact. Similarly, unemployment, business failure or other unforeseen events in the economic sector can lead to economic instability. All these uncertainties can put a person’s life and family’s future at risk. Such a situation requires a mechanism that can mitigate the impact of these risks and provide economic security. Life insurance is that important mechanism.
मातृ Role: Symbol of Safety, Love and Responsibility – Life’s First Insurance Mother #inline_tags_PLACEHOLDER_7#
The mother is considered to be the center of the family and the first base of security. Since pregnancy, the mother has worked tirelessly for the safety and welfare of her children. She tries to protect her children from every danger, meets their needs and is anxious to secure their future. This selfless love, protective attitude, and sense of responsibility for the future can be an excellent example of understanding the importance of life insurance.
Life insurance is designed not only on the death of a person but also on a variety of needs and risks. Some insurance plans, for example, provide financial assistance in case of a serious illness or disability. It also provides protection from unexpected health risks in a person’s life.
Just as a mother plans for her children’s health, education, and future. Similarly, life insurance helps to secure the financial future of the family even in the absence of an individual. Like mothers, life insurance also prevents the family from becoming financially weak due to unexpected events and enables them to live with self-respect.
परिवारमा Mother’s role and equality of life insurance principles#
The family is one such basic social unit. Where love, security, and responsibility are in an unbreakable relationship. At the heart of this relationship is often the mother, who plays an important role in keeping the family united and ensuring the safety of each member. Interestingly, comparing the basic principles of life insurance with the protective role of the mother’s family brings striking similarities.
1. Ultimate Good Faith and Unwavering Faith: Honesty is essential in insurance, just as a mother’s relationship is based on trust. Both strengthen the relationship and the agreement. Accurate information in life insurance is crucial to future claims, the mother’s belief gives emotional protection.
2. Insurable interests and deep concerns: Insurance requires financial interest. The mother’s child has an emotional and practical concern. Both show the importance of security. Life insurance is taken for the financial security of the family. A mother’s concern provides emotional security.
3. Damage theory and protective tendencies: #Insurance gives real compensation. The mother tries to save the child from harm. Both aim to minimize the impact of unexpected losses. Life insurance is taken to reduce the financial loss after death. Mother protects you from risk.
4. Risk sharing and collective spirit: Small contributions of many to insurance carry huge risks. The mother increases support and unity in the family. Both insist on unexpected weight sharing. Life insurance provides financial assistance to a family with the help of many. The mother creates family support.
##inline_tags_PLACEHOLDER_4#5. Life insurance, peace of mind and mother’s unity: Life insurance With the help of many, financial assistance gives financial support to a family. If a mother creates family support, life insurance provides peace of mind by relieving the anxiety of bearing unexpected financial burdens alone. The mother’s sense of unity strengthens the family and life insurance helps to strengthen financially.
Many of us don’t pay much attention to the importance of our mother when she is alive and with her. We take his love, sacrifice and dedication for granted. But when He is far away from us, we feel the lack of Him and the depth of His love. But it’s too late at that time.
The same goes for life insurance. As long as we are healthy and strong, we do not feel the need for life insurance. We ignore tomorrow’s uncertainty and consider insurance an unnecessary expense. However, when an unexpected event happens in life, such as serious illness or untimely death, then we know the importance of life insurance. If we had provided life insurance on time, our family would have got a lot of financial relief in such a difficult situation. However, after the incident, there is no benefit in insuring it.
Therefore, he should appreciate his mother’s love alive, give him time, and serve him. Similarly, life insurance should also be taken on time so that your family can be financially protected from future unforeseen events. There is no point in repenting when something happens. A small investment made on time can save you from a major economic crisis in the future.
Therefore, today, on this holy day of Matritirtha Aunshi, let us all understand the importance of life insurance in a ‘special’ way and secure the financial future of our family by taking it in time. It will also be a true tribute to our mother and a deep responsibility to our family. May mother’s love and blessings inspire us to make the right decision.
##inline_tags_PLACEHOLDER_60#( Subedi works with IME Life Insurance Company)#inline_tags_PLACEHOLDER_61#
