Kathmandu. Generally, life insurance plans are not reserved for men or women. The insurance policy is prepared and sold for both. In nepal’s insurance market, there is no specific type of insurance targeted at women.
Women’s routines, risk levels, organic makeup, and income and savings levels are different from those of men. In such a situation, a life insurance policy aimed at women can be useful for their risk.
There are dozens of insurance schemes aimed at women in the market of neighboring India. Life insurers are providing different insurance policies with additional features. Here are some information about women-oriented life insurance schemes on sale in the Indian market.
In the Indian market, term insurance aimed at women allows payment of claims in case of death of a female member of any family. These plans are up to 20 percent cheaper than the insurance rate of male customers and homemakers or working women’s goji savings are available at friendly insurance fees. These plans bear huge risks for long insurance periods at low insurance rates.
Payments received from women-targeted term life plans can help the insured’s family meet any lifetime goals such as maintaining their current standard of living, repaying any loans, restoring a home and paying for the child’s tuition fees, and funding for the business or payment for a child’s marriage.
##inline_tags_PLACEHOLDER_10#Why should you buy a term insurance plan for #महिलाहरूको?
##inline_tags_PLACEHOLDER_10#Financial Freedom for #परिवारको:#Buying term insurance allows you to use your savings and income for your own expenses without worrying about the financial stability of your family, as an insurance policy with maturity benefits can take care of it.
ऋणहरू Payment: The woman has taken certain loans like student loans to complete her or child’s education, home loans to build a house or business loans for business and in case of unfortunate death, the insured’s family may have to bear the burden of these loans. The insured woman’s term life insurance can help her family repay any outstanding debts and live their lives comfortably.
कर Savings Scheme: As many women become employed members of the family, the tax scheme is important. According to income tax, a certain amount of exemption is given in the calculation of annual taxable income. Also, death benefit payment from the insurance plan is tax-free. This makes term insurance an ideal financial solution for women.
##inline_tags_PLACEHOLDER_10 #Joho for #भावी generation: With all life insurance, risk insurance can be done up to the age of 99-100 years. In case of unfortunate death of the insured, the family will get guaranteed benefits. In the initial purchase of term life insurance for women, women can insure large sums of money for their future generations at highly affordable insurance premiums.
महिला Targeted Term Insurance Features#
Financial security for the family: Be it working or housewife, every woman wants to protect her family in the event of her untimely death. Thus term life insurance can help him secure his loved ones in his absence. The insurance company offers death benefits to the person you want, which can help them cover expenses such as life expenses, children’s education or loan repayments.
सस्तो Insurance:महिलाहरू are eligible for a lower insurance fee than men. Because of their long lifespan and low risk of certain health conditions. Women’s insurance fees are up to 20 cheaper than men’s.
शैक्षिक or Child Care Coverage:केही Period Schemes have also provided a risk-bearing rider (additional facility) for certain child care expenses in the event of the insured’s child’s education or the insured’s unexpected death. This can provide additional financial protection for the future needs of insured women’s children.
##inline_tags_PLACEHOLDER_10#Protection against #गम्भीर disease:##inline_tags_PLACEHOLDER_11#A period plan for #महिलाहरूको provides an option to obtain increased risk aversion against many types of serious diseases such as kidney failure, blindness, stroke, heart attack, chronic lung and liver diseases, brain surgery, and other such life-threatening diseases. In the event of a diagnosis of any disease listed under the insurance specific period with severe illness, the insurer will pay for the treatment expenses, which can help the insured bear the hospital bills and other treatment costs.
