Kathmandu. Samsung Mobile has experienced significant growth in business with the availability of mobile phones in installments to Nepali consumers. Attracted by Samsung’s growing market demand, other competing brands have also gradually started launching smart mobile phone sales service in monthly installments.
Ims and Golchha Group, samsung’s two authorized dealers in Nepal, are selling mobile phones in installments through Hulas Finance Limited. Customers can easily avail the installment facility from any Samsung seller.
To buy a mobile in installments, at least 40 percent of the price should be paid immediately and the remaining amount should be paid in installments within a period of 6 to 12 months. In order to purchase a mobile phone in installments, the customer has to apply to the nearest distributor by taking his real citizenship or passport along with his citizenship or passport. The seller hands over the mobile phone to both of them by making the correct impression on the loan.
HamroBazaar.com, in collaboration with PhonePe, is providing electronic devices, including mobilephones, in six months’ installments. inline_tags_PLACEHOLDER_6 Customers can buy one plus, Apple and Samsung brands of mobile phones in installments through the option # in the #हाम्रो market.
CG Digital is offering credit card users of Nabil Bank, NIC Asia Bank, Laxmi Sunrise Bank, Sanima Bank, Himalayan Bank and Global IME Bank to purchase mobile phones in installments. CG Digital is currently selling iPhone, Nothing and CMF brands of mobiles. The installment facility is available only in case of mobile phones worth more than Rs 15,000 and up to Rs 200,000. Unlike Samsung Mobile, there is no need to make an immediate down payment to buy a mobile set from CG Digital.
OnePlus has also recently started selling mobile phones in installments in collaboration with Goodwill Finance. Mobile phones of Xiaomi and Oppo brands are available in installments from a limited location.
If you are planning to buy a new mobile phone in installments by exchanging the old mobile, then you can get the price of your old mobile phone from ##inline_tags_PLACEHOLDER_14 ##सबको Phone ##inline_tags_PLACEHOLDER_7 and Arko Storeको website. In case you are satisfied, you can sell your old mobile phone at a fixed price and use this amount for immediate payment of the new phone.
किस्ता What happens if you don’t pay mobile:
If those who have taken the mobile in installments do not pay the installment amount, the distributor company locks the mobile and creates a situation that no SIM will be used. Therefore, you have to check your income and savings carefully. Apart from this, when buying a mobile phone in installments, it is advisable to buy it within a week or the date of salary as much as possible. This makes it easier to pay installments immediately after receiving the salary.
के can buy a mobile phone at truly zero interest rate: ##inline_tags_PLACEHOLDER_20#
Although all distributors and financial service providers claim to be providing mobile phones at zero interest rate, they charge at least 10 percent interest rate. The amount due to be paid by the customer for mobile has already been included as interest for one year. You can buy from a mobile shopkeeper at a discounted price by paying in cash instead of installments, but you will not get a single rupee discount when you buy in installments. The amount that is not given this discount is the interest amount for installments.
