Kathmandu. Risks in life such as diseases, natural disasters, accidents, or other factors can add to the financial burden on yourself and your family. In such a situation, proper preparations have to be made to protect your family’s financial condition and other uncertain situations of life. It is best to prepare yourself when you are there and your family when you are not.
Sanima Reliance Life Insurance has launched dhan sanchay jeevan bima yojana to prepare for such a situation. From which you can get savings as well as many other benefits.
Through this insurance scheme, you will be able to get financial security even when you are unable to earn active income. The amount you have saved in a disciplined manner can be returned with a bonus after a few years. Also, after their lifetime, the family will be able to get the sum assured under this scheme.
In this insurance plan, the insured can get 3 types of additional benefits by paying extra fees. Under this, the insured will get accidental death facility, full permanent disability and insurance fee exemption facility. In case of accidental death of the insured while the policy is in operation, the insured can receive a lump sum payment up to double the sum assured. Also, under the full permanent disability facility, the sum assured will be paid in monthly installments for 120 months. Apart from this, there will also be a discount facility on insurance fees. If the insured is completely permanently disabled after an accident, the remaining insurance fee will be completely waived.
The insured can choose insurance of 5, 10, 15, 20, 25 and 30 years. They can choose the payment period of 5, 10, 15, 20 and 25 years according to their convenience. The facility of payment of one-time insurance fee has also been included during all types of insurance periods. To participate in the scheme, the entry age of the insured should be at least 18 years and maximum 65 years. In this scheme, the sum assured will be determined on the basis of the source of income of the insured.
Why buy this life insurance policy?
Under this policy, the insured gets to pay the amount twice at the end of the policy and when the insured reaches the age of 100 years. This life insurance, which includes term and life insurance facilities, guarantees lifelong financial security and savings to the insured. This life insurance is important for living a meaningful life by adopting the path of financial security for a time when there is no regular income in the later part of life after a certain age of active living. The policy also provides financial security for a lifetime by paying a short sum assured.
What is the right time to purchase this insurance policy?
In this policy that provides lifelong financial security, the insured will get two payments, so according to his financial plan, the insurance should be started so that the first payment is made in the active case of life and the second payment is received later in life. Insurance should start with the start of your regular income. Even if you have not been insured before today or have not done this type of insurance, then it is advisable to do money saving life insurance today.
Sanima Reliance Life Insurance Why?
Sanima Reliance has been successful and able to identify the needs of the Nepali society and introduce different and new types of insurance policies. Financially strong and prosperous and promoted by socially reputed houses, the financial condition of this company is strong and transparent and driven by excellent institutional governance, so your insurance article is safe in every way.
At the end of the insurance term, the sum assured and the bonus amount earned as per rules and thereafter, if the insured lives for 100 years as per the terms of the policy, and in the event of death before that, the sum assured will be paid to the legal heir of the insured. In this way, this insurance continues even after the expiry of the term. The policy also provides financial security for a lifetime by paying a short sum assured.
