Kathmandu. A house in Ganganagar in Meerut, Uttar Pradesh, India, has now become a symbol of mysterious death. Three people living in this house have died one by one in the last 8 years. But now the truth behind these deaths has come out. They were not just coincidences but a dangerous game of multi-crore insurance fraud. The revelation of this sensational incident has shocked everyone.
The first death in the house was in 2017. The owner of the house, Prabha Devi, was travelling in a two-wheeler with her son Vishal Singhal. When they were suddenly hit by an unknown vehicle. The accident proved fatal for them. People dismissed this first death as unfortunate.
Five years after the incident, tragedy struck the family again in 2022. This time Vishal’s wife Ekta died suddenly. He suffered a heart attack and was hospitalized. Even after being discharged, she could not survive even a single night. A simple illness turned into death. Which plunged the family into mourning.
Now only father and son were left in the family. However, in March 2024, another tragic incident occurred. Vishal’s father, Mukesh Singhal, a photographer by profession, died in a road accident. He met with an accident while returning from Garhganga. As a result, the family was plunged into mourning for the third time.
The deaths of these three were considered fate. However, the real truth came out when Vishal filed an insurance claim after his father’s death. The total claim was Rs 39 crore. This amount was claimed not from the same policy but from 60 different insurance policies.
To the surprise of the insurance company officials, Vishal and his father were paying around Rs 30 lakh in premiums every year. However, the Singhal family was not financially capable. Mukesh Singhal himself was an ordinary photographer and Vishal did not do any big work. The question arose – why are so many policies taken?
While the insurance companies were investigating, the police received another sensational complaint. The complainant was a woman claiming to be Vishal’s fourth wife. She claimed that Vishal had also taken out an insurance of Rs 3 crore in his name. She explained that all the people in whose name Vishal had taken out the insurance policy had died mysteriously. She was scared, too.
As the police investigation unfolded, mysteries came to light one by one. After his mother’s death in 2017, Vishal received an insurance claim of Rs 25 lakh. After the death of his first wife, he received 80 lakh rupees. He was claiming Rs 39 crore for his father’s death. The case caught the attention of Meerut police as well as Sambhal ASP Anukriti Sharma. She had handled similar cases in the past.
ASP Anukriti Sharma’s team investigated and made a big revelation. It was revealed that Mukesh’s death was not actually a road accident but a murder in the hospital. Vishal first admitted his father to Navjivan Hospital in Hapur and then to Anand Hospital in Meerut. There he was murdered in collusion. The case was suppressed as an accident.
Apart from this, the police investigation revealed that Vishal had bought 4 expensive cars on loan only 2 months before his father’s death. When his father died, the loan company waived off the entire loan as per the rules. Now he had four free cars. The police investigation revealed that it was Vishal’s modus operandi. He had killed his mother.
Vishal first injured his father in a fake accident and then strangled him to death in the hospital. In both cases, the accident was caused by an unknown vehicle, and the actual car was lost.
Vishal was not alone. He also had a friend. He served as a witness in each insurance policy. These friends were his partners in the insurance fraud conspiracy. Vishal’s father-in-law is also on the radar.
The police have arrested Vishal and his accomplice. But now the research is focused on hospitals, post-mortem houses and doctors. Doctors and forensic experts are also suspected to have tried to make the deaths look accidental.
3 deaths in eight years and insurance of Rs 390 million. The story is not just the tragedy of one family but also the exposé of a major insurance syndicate. –from Aaj Tak
