Kathmandu. Rastriya Banijya Bank last fiscal year 2081. The financial statements of 82 have been made public.
According to the financial statement, the bank earned a profit of Rs 3.81 billion in the last fiscal year. The previous fiscal year 2080. The bank had posted a net profit of Rs 2.55 billion in 2017-19. In this way, the bank’s profit has increased by 49.53 percent compared to the previous year.
In the review year, the bank’s distributable profit stood at Rs 303.4 million. In this way, the bank has the capacity to distribute 1.94 percent dividend.
In the review year, the bank’s operating profit stood at Rs 5.38 billion. In the previous fiscal year, the operating profit was Rs 4.09 billion. The operating profit of the bank also increased by 31.59 percent.
In the last fiscal year, the bank earned Rs 10.08 billion in interest income. In the same period last year, the bank had earned Rs 10.03 billion in interest income. Interest income increased by 0.52 percent.
The bank has a paid-up capital of Rs 15.63 billion, a retarded earnings of Rs 303.4 million and reserves of Rs 37.47 billion. In the previous fiscal year, the retained earnings were negative by Rs 1.22 billion and the reserve was Rs 35.82 billion.
In the review year, the bank collected deposits of Rs 541 billion and invested Rs 294.18 billion in loans. In the previous fiscal year, the bank collected deposits of Rs 429.18 billion and invested Rs 245.59 billion in loans.
The bank’s bad loan ratio (NPL) declined to 3.59 per cent in the review year. In the same period last year, the bank’s NPL was 4.286 percent.
The bank’s annualised earnings per share (EPS) increased to Rs 24.41. Last year, the EPS was Rs 16.32.
