Kathmandu. The racket of duping people under the guise of representatives of existing digital payment apps (digital wallets) or by promising valuable gifts and large sums of cash prizes has started spreading rapidly in Nepal as well. Most of the fraudsters have been found to be stealing and defrauding the public through wallets under the guise of representatives of payment service providers.
Some of these fraudulent apps increase confusion by duplicating payment information, such as a beep or bell, which gives false information that the payment has been received. In addition, they produce reliable payment information to show successful transactions, which are challenging for the general public to easily distinguish.
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Fraudsters use the names, colors, logos of payment apps to convince innocent victims that they have completed the transaction. The uninformed general public easily fall into the trap of such frauds due to digital fraud. It is only after the victim is cheated that the transaction feels false.
Ways to avoid digital transactions:
Check transactions regularly: Always verify the account of transactions done through your payment app or digital wallet or bank account. Don’t rely solely on screenshots or notifications.
– Unusual or suspicious information: Make sure that the details related to the transaction transaction do not mention anything unusual or suspicious. Even if fraudsters try to get a lot of information or information, something is incompatible. Taking precautions in this way can alert you about cheating.
-Pressure tips: Beware of those who pressure you to make any payment quickly or immediately without giving enough time or to provide any information or OTP (Patke Password).
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Merchants may have to sell goods or services for free or at a loss due to fraud in digital payments. There are some tips for traders that will help prevent fraud in digital transactions.
– Educate your employees: Ensure that all employees are aware of such fraud and know how to detect fraudulent transactions.
-Implement authentication procedures: Develop a standard procedure for payment authentication before providing goods or services. In this, wait for payment authentication from the smart speaker of your payment wallet. Fake apps cannot send messages on such speakers.
– Report suspicious activity: If you find any suspicious fake payment app, immediately inform the relevant authorities and your payment service provider.
If someone is trying or duping you in a digital payment transaction, immediately inform the payment service provider’s app or customer service number through SMS, phone or official social media handles. Apart from this, you can also file a complaint with the Cyber Crime Investigation Bureau of Nepal Police or register an online complaint at https://cyberbureau.nepalpolice.gov.np/report-cyber-crime/.
