Kathmandu. Insurance agents are the backbone of insurance companies. Insurance agents are at the forefront of the life insurance business. Today, the person who informs the general public about the need and importance of insurance is the agent.
Agents are the ones who convey information about various activities in insurance companies, positive information of the company and other things to the general public. Insurance agents also earn income as per the prevailing laws and acts.
The insurance agent explains the insurance plan to the customer by evaluating the income source, purpose, conduct, ability to save, financial burden, etc. of the person who wants to insure. Accordingly, the company’s insurance policy is sold. Insurance in this way provides limited commission to the insurance agent, business to the insurance company, and financial protection to the insured person or group. Which benefits everyone in a trilateral way.
First of all, it is the big responsibility of the insurance agent to sell the insurance policy according to the wishes and capabilities of the customer. In which the insured is given clear information about the fees, security and profits of the prevailing insurance policy. In this way, the insurance agent needs to have various qualities to keep his pace respected, dignified, social worker, civil servant.
##inline_tags_PLACEHOLDER_9#Complete knowledge of #बीमासम्बन्धी#
Insurance agents who have gone to the market through insurance companies. It is important for the person to be aware of all the insurance company’s insurance articles, financial security, bonus rate, financial situation, etc. Due to which the customer gets self-confidence and confidence.
#inline_tags_PLACEHOLDER_9##आकर्षक Personality#
Whether an agent or a person who is involved in any profession, his personality is the link to management. Which helps to convince the customer.
पेसाप्रति Honesty#
An insurance agent should consider his profession a pride and work honestly. You must stick to your profession, continue to serve the customer and always work dedicatedly for the welfare of the insurance company.
#inline_tags_PLACEHOLDER_9##जनसम्पर्क#inline_tags_PLACEHOLDER_11##
Insurance agents need to maintain public relations in a planned manner. Whether that person is insured or not, he should keep presenting his plans. Rotary Club, Lions Club, Chamber of Commerce, Scout, Red Cross and Cancer Society are supported.
#inline_tags_PLACEHOLDER_9##सम्भावना always ahead#
The insurance agent can sell which insurance policy can be sold by researching friends, friends, brothers, neighbors, colleagues financially, socially and ethically in his contact. You have to be active about its possibilities.
#inline_tags_PLACEHOLDER_9##निश्चित Planning##inline_tags_PLACEHOLDER_11
To be a successful insurance agent, you must first present your plan and customer’s desire.
अभिलेख and record#inline_tags_PLACEHOLDER_11###
The insurance agent must keep a written record about his client’s insurance plan, insurance fees, insurance renewal, insurance termination, advance payment, etc.
#inline_tags_PLACEHOLDER_9##नयाँ insurance cover##inline_tags_PLACEHOLDER_10#inline_tags_PLACEHOLDER_11###
Insurance companies offer new insurance plans over a period of time keeping in mind the market demand and the competition of insurance companies. By getting complete information about this insurance policy, the market can be expanded again to your former customer.
दिगो development and passion
The insurance agent must have a sustainable spirit. Which daydreams. If you work with determination, one day you will be successful. Therefore, one should not hope that one day will not succeed.
##inline_tags_PLACEHOLDER_9#trying to sell #ठूलो insurance#
According to the customer’s capacity, the insurance agent should try to sell a large policy. In terms of your income, business of the insurance company, security of the insured, you should also submit a large policy or sum insurance proposal according to the request. Which saves time, earns more and encourages your success.
##inline_tags_PLACEHOLDER_9#regular contact with #आफ्ना insurers##inline_tags_PLACEHOLDER_11###
If the insurance agent goes to sell the insurance policy to the customer, he should be contacted regularly if he finds any possibility of insuring him. You have to trust your customers and find other customers from them.
#inline_tags_PLACEHOLDER_9##निरन्तर effort#inline_tags_PLACEHOLDER_10##
Constant effort is also a quality that an agent should possess. No person is allowed to talk to the first meeting and get insurance. They show different problems. However, many insurance agents do not contact the person after one or two requests. This is the biggest problem for insurance agents. Therefore, a potential person can be insured after multiple visits. Therefore, continuous efforts to get insurance are also a key basis.
अन्य important information##
The insurance agent should take information about the entire scope of the insurance company. These include risk bearing, support for underwriting, information about new insurance articles, information about insurable life insurance, information about the insured’s trust and services. A successful insurance agent has to face a lot of difficulties while talking to the customer about the business and explaining the facilities in the insurance company. Some of the terms related to insurance are not clear and the customer is unable to understand its meaning, the customer does not trust the customer when arguing too much, the customer himself is found to know more, the customer’s thinking is negative, the anger when asking more questions, the lack of perseverance in his business, the agent himself has a sense of ego, does not want to learn new things from the customer, indulges in his personal interests without being interested in the interest of the customer. It is difficult to get insurance due to the reasons of speaking only yourself without listening to the customer, not being able to attract the customer’s attention, not being able to present yourself according to the customer’s psychology, not being able to explain the subject matter, not acknowledging your mistakes, using words complexly. In these matters, the insurance agent can make this business agent successful by gaining proper knowledge of insurance by respecting the customer or atoneing for his mistake.
