Kathmandu. Nepal SBI Bank last fiscal year 2081. The financial statements of 82 have been made public.
According to the financial statement, the bank earned a profit of Rs 1.80 billion in the last fiscal year. The previous fiscal year 2080. The bank had posted a profit of Rs 1.99 billion in 2017-19. In this way, the bank’s profit has decreased by 9.86 percent compared to the previous year.
In the review year, the bank’s distributable profit stood at Rs 1.23 billion. In this way, the bank has the capacity to distribute 11.29 percent dividend.
In the review year, the bank’s operating profit stood at Rs 2.73 billion. In the previous fiscal year, the operating profit was Rs 2.83 billion. The bank’s operating profit also declined by 3.62 percent.
In the last fiscal year, the bank earned Rs 5.26 billion in interest income. In the same period last year, the bank had earned Rs 5.07 billion in interest income. Interest income increased by 3.72 percent.
The bank has a paid-up capital of Rs 10.89 billion, retind earnings of Rs 1.23 billion and reserves of Rs 8.42 billion. In the previous fiscal year, the retained earnings stood at Rs 1.10 billion and reserves at Rs 19.45 billion.
In the review year, the bank collected deposits of Rs 199.60 billion and invested Rs 134.96 billion in loans. In the previous fiscal year, the bank collected deposits of Rs 175.51 billion and invested Rs 125.97 billion in loans.
In the review year, the bank’s bad loan ratio (NPL) increased to 3.35 percent. In the same period last year, the bank’s NPL was 1.96 percent.
The bank’s annualised earnings per share (EPS) declined to Rs 16.54. Last year, the EPS was Rs 18.35. The bank has a net worth of Rs 188.59 per share with a PE ratio of 26.60 times.
