Kathmandu. Shyam Gurung is the product advocate of Sanima Reliance Life Insurance. According to the company, he is a product advocate in ‘Sanima Reliance Shubh Laxmi Jeevan Bima Yojana’.
Born in Annapurna Kaski, Shyam Gurung is a person who is now making Pokhara Malepatan a place of work. He has been associated with Sanima Reliance Life Insurance since 2018 after achieving success in restaurant business in Pokhara. Gurung, who has also been elected zonal president of Lions Club and secretary of Salyani Committee Kaski, has been elected MDRT four times in a row.
About “Shubhalakshmi Life Insurance” plan
Sanima Reliance Life Insurance’s Shubhlaxmi Life Insurance scheme has seen an increasing popularity of customers. On the one hand, the company has said that the insurance policy carries a risk of up to three times the sum assured at a low insurance fee, while on the other hand, this plan is considered best from the point of view of both savings and protection. The scheme, which is targeted at middle-class families, has attracted customers.
Features of Sanima Reliance Life’s Shubh Laxmi Jeevan Bima Yojana
The scheme carries a risk of up to three times the sum assured at low insurance premium, two times the sum assured in case of death due to natural causes of the insured and three times in case of death due to accident. Similarly, if any one of the 18 deadly diseases is diagnosed, a lump sum sum of up to Rs 1 million will be paid and the insured will be relieved from the stress of raising money for treatment.
At present, if an insured buys Shubh Laxmi Jeevan Bima Yojana with a sum insured of Rs 1 million, he will get Rs 1 million after the end of the insurance period as well as the bonus earned throughout the entire period. Similarly, if the insured dies due to accident due to the expiry of the insurance period, then the entitled will be paid Rs 3 million and the bonus earned as per this policy will be paid in lump sum, while in the case of natural death, the entitled will get Rs 2 million and the accrued bonus will be given in lump sum.
Such is the age limit
Anyone who has completed 18 years of age and has not crossed the age of 60 years can buy the same insurance plan, while the duration of the insurance plan can be minimum 10 to maximum 52 years. Under the same scheme, the insured will be able to buy an insurance policy with an insurance amount of Rs 25,000 to Rs 10 lakh according to his financial capacity and at the age of 18, the insured will be able to buy the insurance policy for the maximum period of this insurance scheme when he is 70 years old.
In addition, the insurance company has said that the insurance company can pay premium in three ways – annual, half-yearly and quarterly, the small savings made by the company in the youth will pay Rs 1 million in old age and the earned bonus amount in lump sum.

















