Kathmandu. Life doesn’t always warn us. Some events come without prior notice and a scenario beyond our estimation. At what point in life does something unexpected or unpleasant happen? No one can say with certainty.
In the midst of such uncertain challenges, there are some factors that we can ensure, especially in the context of meeting the need for money in the future. Life insurance is one of the best ways to save money and make safe investments in times of need in the future. Therefore, buying a life insurance policy is not only wise but also very important. Here’s how life insurance can play an important role at different stages of life:
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Whether it’s a serious illness, an accident or an untimely death, life insurance serves as a safety net for your family and you. All types of life insurance, whether term, term or lifetime, support when the insured is alive and even when the insured has passed away.
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If you have taken a loan to buy or build a house, buy a vehicle, educate a child, or use a credit card, life insurance in your absence (i.e. in case of death or complete disability) will help repay those loans. Helps protect your family from financial burden.
अन्त्येष्टि expenses
Funeral expenses may be high. Basic life insurance can ensure that your family does not have to take stress and fight with each other to meet such expenses during emotionally difficult times.
गुमेको replaces income#
If you are a household caregiver, your sudden demise or complete disability may not be able to afford everything from monthly expenses to your child’s school fees. In such a situation, life insurance ensures that these expenses are met.
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Life insurance can help your successor in smooth asset transfers. In addition, they can also avail tax benefits. Tax exemption is also available on maturity payments.
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Some schemes, such as pension schemes, provide returns along with security. Over time, when you retire from your job, the pension scheme insurance you did in your youth can become a useful means of providing your regular income.
Therefore, life insurance is an additional wheel placed in each vehicle. Who supports to continue the journey even if any wheel is punctured or broken during the journey. स्रोतः PolicyBazaar##inline_tags_PLACEHOLDER_6#
