{"id":312226,"date":"2026-08-25T07:08:46","date_gmt":"2026-08-25T01:23:46","guid":{"rendered":"https:\/\/insurancekhabar.com\/?p=312226"},"modified":"2026-08-25T07:19:57","modified_gmt":"2026-08-25T01:34:57","slug":"life-insurers-do-not-follow-the-provisions-of-insurance-regulations-for-distributing-agent-incentives-nia-silent","status":"publish","type":"post","link":"https:\/\/insurancekhabar.com\/life-insurers-do-not-follow-the-provisions-of-insurance-regulations-for-distributing-agent-incentives-nia-silent\/","title":{"rendered":"\u0905\u092d\u093f\u0915\u0930\u094d\u0924\u093e \u0907\u0928\u094d\u0938\u0947\u0928\u094d\u091f\u093f\u092d \u0935\u093f\u0924\u0930\u0923\u092e\u093e \u092c\u0940\u092e\u093e \u0928\u093f\u092f\u092e\u093e\u0935\u0932\u0940\u0915\u094b \u092a\u094d\u0930\u093e\u0935\u0927\u093e\u0928 \u092e\u093e\u0928\u094d\u0926\u0948\u0928\u0928\u094d \u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u0915, \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923 \u092e\u094c\u0928"},"content":{"rendered":"<p>\u0915\u093e\u0920\u092e\u093e\u0921\u094c\u0902 \u0964 \u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u0905\u092d\u093f\u0915\u0930\u094d\u0924\u093e\u0915\u093e \u0932\u093e\u0917\u093f \u092c\u0940\u092e\u093e \u0928\u093f\u092f\u092e\u093e\u0935\u0932\u0940\u092e\u093e \u092d\u090f\u0915\u094b \u092a\u094d\u0930\u093e\u0935\u0927\u093e\u0928\u0935\u093f\u092a\u0930\u0940\u0924 \u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u0915\u0932\u0947 \u0907\u0928\u094d\u0938\u0947\u0928\u094d\u091f\u093f\u092d (\u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u0928)\u092c\u093e\u092a\u0924\u0915\u094b \u0938\u0941\u0935\u093f\u0927\u093e \u0909\u092a\u0932\u092c\u094d\u0927 \u0917\u0930\u093e\u090f\u0915\u094b \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u092a\u093e\u090f\u092a\u0928\u093f \u0928\u0947\u092a\u093e\u0932 \u092c\u0940\u092e\u093e \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923 \u092e\u093e\u0948\u0928 \u092c\u0938\u0947\u0915\u094b \u092a\u093e\u0907\u090f\u0915\u094b \u091b\u0964<\/p>\n<p>\u092c\u0940\u092e\u093e \u0928\u093f\u092f\u092e\u093e\u0935\u0932\u0940\u0915\u094b \u0928\u093f\u092f\u092e (\u096a\u096a) \u092e\u093e \u092c\u0940\u092e\u093e \u0905\u092d\u093f\u0915\u0930\u094d\u0924\u093e\u0932\u0947 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0917\u0930\u094d\u0928\u0947 \u092a\u093e\u0930\u093f\u0936\u094d\u0930\u092e\u093f\u0915\u0938\u092e\u094d\u092c\u0928\u094d\u0927\u0940 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0917\u0930\u093f\u090f\u0915\u094b \u091b\u0964 \u092f\u094b \u0926\u092b\u093e\u092e\u093e \u0905\u092d\u093f\u0915\u0930\u094d\u0924\u093e\u0932\u0947 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0917\u0930\u094d\u0928\u0947 \u0915\u092e\u093f\u0938\u0928, \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u0928 \u0930 \u0932\u093e\u092e\u094b \u0938\u092e\u092f\u0926\u0947\u0916\u093f \u092c\u0940\u092e\u0915\u092e\u093e \u092f\u094b\u0917\u0926\u093e\u0928 \u0917\u0930\u094d\u0928\u0947 \u0905\u092d\u093f\u0915\u0930\u094d\u0924\u093e\u0932\u093e\u0908 \u0925\u092a \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u0928\u0938\u092e\u094d\u092c\u0928\u094d\u0927\u0940 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0917\u0930\u093f\u090f\u0915\u094b \u091b\u0964 \u0909\u092a\u0928\u093f\u092f\u092e (\u0968) \u092e\u093e \u092c\u0940\u092e\u0915\u0932\u0947 \u092a\u094d\u0930\u0925\u092e \u092c\u0940\u092e\u093e\u0936\u0941\u0932\u094d\u0915\u092e\u093e \u092a\u094d\u0930\u0924\u093f\u0905\u092d\u093f\u0915\u0930\u094d\u0924\u093e \u092c\u0940\u092e\u093e \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923\u0932\u0947 \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u0923 \u0917\u0930\u0947\u0915\u094b \u092d\u0928\u094d\u0926\u093e \u092c\u0922\u0940 \u0928\u0939\u0941\u0928\u0947 \u0917\u0930\u0940 \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u0928 (\u0907\u0928\u094d\u0938\u0947\u0928\u094d\u091f\u093f\u092d) \u092a\u094d\u0930\u0926\u093e\u0928 \u0917\u0930\u094d\u0928 \u0938\u0915\u094d\u0928\u0947 \u092a\u094d\u0930\u093e\u0935\u0927\u093e\u0928 \u091b\u0964<\/p>\n<blockquote class=\"wp-embedded-content\" data-secret=\"ghgVAoWMJt\"><p><a href=\"https:\/\/insurancekhabar.com\/irregularities-in-the-distribution-of-life-insurance-agents-regulator-nepal-insurance-authority-oblivious\/\">\u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u0905\u092d\u093f\u0915\u0930\u094d\u0924\u093e \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u0928 \u0935\u093f\u0924\u0930\u0923\u092e\u093e \u0935\u093f\u0915\u0943\u0924\u0940, \u0928\u093f\u092f\u093e\u092e\u0915 \u0928\u0947\u092a\u093e\u0932 \u092c\u0940\u092e\u093e \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923 \u092c\u0947\u0916\u092c\u0930<\/a><\/p><\/blockquote>\n<p><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"&#8220;\u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u0905\u092d\u093f\u0915\u0930\u094d\u0924\u093e \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u0928 \u0935\u093f\u0924\u0930\u0923\u092e\u093e \u0935\u093f\u0915\u0943\u0924\u0940, \u0928\u093f\u092f\u093e\u092e\u0915 \u0928\u0947\u092a\u093e\u0932 \u092c\u0940\u092e\u093e \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923 \u092c\u0947\u0916\u092c\u0930&#8221; &#8212; Insurance Khabar\" src=\"https:\/\/insurancekhabar.com\/irregularities-in-the-distribution-of-life-insurance-agents-regulator-nepal-insurance-authority-oblivious\/embed\/#?secret=pGxQh2DRkr#?secret=ghgVAoWMJt\" data-secret=\"ghgVAoWMJt\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe><\/p>\n<p>\u0928\u093f\u092f\u092e \u096a\u096a \u0915\u094b \u0909\u092a\u0928\u093f\u092f\u092e (\u0968) \u092e\u093e \u092a\u094d\u0930\u0924\u093f\u0905\u092d\u093f\u0915\u0930\u094d\u0924\u093e \u092c\u0940\u092e\u093e \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923\u0932\u0947 \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u0923 \u0917\u0930\u0947\u0915\u094b \u092d\u0928\u094d\u0926\u093e \u092c\u0922\u0940 \u0928\u0939\u0941\u0928\u0947 \u0917\u0930\u0940 \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u0928 \u092a\u094d\u0930\u0926\u093e\u0928 \u0917\u0930\u094d\u0928 \u0938\u0915\u094d\u0928\u0947 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0917\u0930\u093f\u090f \u092a\u0928\u093f \u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u0915\u0932\u0947 \u092a\u094d\u0930\u0924\u093f\u0905\u092d\u093f\u0915\u0930\u094d\u0924\u093e\u0915\u094b \u0938\u093e\u091f\u094b \u0915\u0941\u0932 \u092a\u094d\u0930\u0925\u092e \u092c\u0940\u092e\u093e\u0936\u0941\u0932\u094d\u0915 \u0906\u092e\u094d\u0926\u093e\u0928\u0940\u0915\u093e \u0906\u0927\u093e\u0930\u092e\u093e \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u0928 \u0930\u0915\u092e \u0909\u092a\u0932\u092c\u094d\u0927 \u0917\u0930\u093e\u0907\u0930\u0939\u0947\u0915\u093e \u091b\u0928\u094d\u0964<\/p>\n<p>\u092c\u0940\u092e\u093e \u0910\u0928, \u0928\u093f\u092f\u092e\u093e\u0935\u0932\u0940, \u0928\u093f\u0930\u094d\u0926\u0947\u0936\u093f\u0915\u093e, \u0928\u093f\u092f\u092e\u0915\u094b \u0915\u093e\u0930\u094d\u092f\u093e\u0928\u094d\u0935\u092f\u0928 \u0917\u0930\u094d\u0928\u0947 \u0928\u093f\u0915\u093e\u092f \u0928\u0947\u092a\u093e\u0932 \u092c\u0940\u092e\u093e \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923 \u0939\u094b \u0964 \u092c\u0940\u092e\u093e \u0928\u093f\u092f\u092e\u093e\u0935\u0932\u0940 \u0968\u0966\u096e\u0967 \u0932\u093e\u0917\u0942 \u092d\u090f\u0915\u094b \u090f\u0915 \u0935\u0930\u094d\u0937 \u092d\u0928\u094d\u0926\u093e \u092c\u0922\u0940 \u0938\u092e\u092f \u092c\u093f\u0924\u093f\u0938\u0915\u094d\u0926\u093e \u0938\u092e\u0947\u0924 \u0928\u093f\u092f\u092e\u093e\u0935\u0932\u0940\u0915\u094b \u092a\u094d\u0930\u093e\u0935\u0927\u093e\u0928 \u092c\u0940\u092e\u0915\u0932\u0947 \u0905\u0935\u091c\u094d\u091e\u093e \u0917\u0930\u094d\u0926\u093e \u0938\u092e\u0947\u0924 \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923 \u092e\u093e\u0948\u0928 \u092c\u0938\u0947\u0915\u094b \u091b\u0964<\/p>\n<p>\u092a\u091b\u093f\u0932\u094d\u0932\u094b\u092a\u091f\u0915 \u0968\u0966\u096d\u096e \u092c\u0948\u0936\u093e\u0916 \u0967\u096a \u0917\u0924\u0947 \u0928\u0947\u092a\u093e\u0932 \u092c\u0940\u092e\u093e \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923\u0932\u0947 \u092a\u094d\u0930\u0925\u092e \u092c\u0940\u092e\u093e\u0936\u0941\u0932\u094d\u0915\u0915\u094b \u0967\u096e \u092a\u094d\u0930\u0924\u093f\u0936\u0924\u0915\u094b \u0938\u0940\u092e\u093e\u092d\u093f\u0924\u094d\u0930 \u0930\u0939\u0947\u0930 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e\u092a\u0928 \u0916\u0930\u094d\u091a (\u0905\u092d\u093f\u0915\u0930\u094d\u0924\u093e \u0924\u093e\u0932\u093f\u092e, \u092a\u094d\u0930\u0936\u093f\u0915\u094d\u0937\u0923, \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u0928\u0938\u092e\u0947\u0924) \u0917\u0930\u094d\u0928 \u0928\u093f\u0930\u094d\u0926\u0947\u0936\u0928 \u091c\u093e\u0930\u0940 \u0917\u0930\u0947\u0915\u094b \u0925\u093f\u092f\u094b \u0964 \u0924\u094d\u092f\u0938\u0905\u0918\u093f \u092e\u093e\u0938\u093f\u0915 \u0907\u0928\u094d\u0938\u0947\u0928\u094d\u091f\u093f\u092d \u092f\u094b\u091c\u0928\u093e \u0932\u093e\u0917\u0942 \u0917\u0930\u094d\u0928 \u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u0915\u0932\u0947 \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923\u0915\u092c\u093e\u091f \u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915\u092a\u091f\u0915 \u092a\u0942\u0930\u094d\u0935\u0938\u094d\u0935\u0940\u0915\u0943\u0924\u093f \u0932\u093f\u0928\u0941\u092a\u0930\u094d\u0928\u0947 \u092c\u093e\u0927\u094d\u092f\u093e\u0924\u094d\u092e\u0915 \u0905\u0935\u0938\u094d\u0925\u093e \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923\u0932\u0947 \u092f\u0939\u0940 \u092a\u0930\u093f\u092a\u0924\u094d\u0930\u092e\u093e\u0930\u094d\u092b\u0924 \u0905\u0928\u094d\u0924\u094d\u092f\u0938\u092e\u0947\u0924 \u0917\u0930\u0947\u0915\u094b \u0925\u093f\u092f\u094b\u0964<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-312495 size-full\" src=\"https:\/\/media.insurancekhabar.com\/uploads\/2026\/08\/Screenshot_20260822_093708_Chrome.jpg\" alt=\"\" width=\"1080\" height=\"834\" \/><\/p>\n<p>\u0938\u093f\u091f\u093f\u091c\u0928 \u0932\u093e\u0907\u092b \u0907\u0928\u094d\u0938\u094d\u092f\u094b\u0930\u0947\u0928\u094d\u0938 \u0915\u092e\u094d\u092a\u0928\u0940\u0915\u093e \u0938\u0940\u0908\u0913 \u090f\u0935\u0902 \u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u0915 \u0938\u0902\u0918\u0915\u093e \u0928\u093f\u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u0905\u0927\u094d\u092f\u0915\u094d\u0937 \u092a\u094b\u0937\u0915\u0930\u093e\u091c \u092a\u094c\u0921\u0947\u0932\u0932\u0947 \u0905\u092d\u093f\u0915\u0930\u094d\u0924\u093e \u0907\u0928\u094d\u0938\u0947\u0928\u094d\u091f\u093f\u092d \u0938\u092c\u0948 \u0915\u092e\u094d\u092a\u0928\u0940\u0932\u0947 \u092c\u0940\u092e\u093e \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923\u0932\u0947 \u0924\u094b\u0915\u0947\u0915\u094b \u092e\u093e\u092a\u0926\u0923\u094d\u0921\u0905\u0928\u0941\u0938\u093e\u0930 \u0928\u0948 \u0935\u093f\u0924\u0930\u0923 \u0917\u0930\u094d\u0928\u0941\u092a\u0930\u094d\u0928\u0947 \u092c\u0924\u093e\u090f\u0964 \u2018\u0938\u092c\u0948 \u0910\u0928\u2013\u0928\u093f\u092f\u092e, \u0928\u093f\u092f\u092e\u093e\u0935\u0932\u0940 \u0924\u0925\u093e \u0928\u093f\u0930\u094d\u0926\u0947\u0936\u0928 \u092e\u093e\u0928\u094d\u0928\u0941\u092a\u0930\u094d\u091b, \u092f\u0938\u092e\u093e \u0926\u0941\u0908\u092e\u0924 \u0928\u0948 \u091b\u0948\u0928\u2019, \u0909\u0928\u0932\u0947 \u092d\u0928\u0947, \u2018\u092f\u0926\u093f \u0924\u0932\u092e\u093e\u0925\u093f \u0915\u0947\u0939\u0940 \u092d\u090f\u0915\u094b \u091b \u092d\u0928\u0947 \u0928\u093f\u092f\u093e\u092e\u0915\u0932\u0947 \u092f\u0938\u0932\u093e\u0908 \u0928\u093f\u092f\u0928\u094d\u0924\u094d\u0930\u0923 \u0917\u0930\u094d\u0928\u0941\u092a\u0930\u094d\u091b\u0964\u2019<\/p>\n<p>\u092c\u0940\u092e\u093e \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923\u0915\u0940 \u092a\u094d\u0930\u0935\u0915\u094d\u0924\u093e \u090f\u0935\u0902 \u0928\u093f\u0930\u094d\u0926\u0947\u0936\u0915 \u092a\u0941\u091c\u0928 \u0922\u0941\u0902\u0917\u0947\u0932 \u0905\u0927\u093f\u0915\u093e\u0930\u0940\u0932\u0947 \u0928\u093f\u092f\u092e\u093f\u0924\u0935\u093f\u092a\u0930\u0940\u0924 \u0905\u092d\u093f\u0915\u0930\u094d\u0924\u093e \u0907\u0928\u094d\u0938\u0947\u0928\u094d\u091f\u093f\u092d \u0935\u093f\u0924\u0930\u0923 \u092d\u0907\u0930\u0939\u0915\u094b \u0935\u093f\u0937\u092f\u092e\u093e \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923\u092e\u093e \u0915\u0947\u0939\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0906\u090f\u0915\u094b \u092c\u0924\u093e\u0907\u0928\u094d\u0964 \u2018\u092f\u0938 \u0935\u093f\u0937\u092f\u092e\u093e \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923\u0915\u094b \u0938\u092e\u094d\u092c\u0928\u094d\u0927\u093f\u0924 \u092e\u0939\u093e\u0936\u093e\u0916\u093e\u0932\u0947 \u0905\u0927\u094d\u092f\u092f\u0928 \u0924\u0925\u093e \u0905\u0928\u0941\u0938\u0928\u094d\u0927\u093e\u0928 \u0917\u0930\u093f\u0930\u0939\u0947\u0915\u094b \u091b\u2019, \u0909\u0928\u0932\u0947 \u092d\u0928\u093f\u0928\u094d, \u2018\u092f\u0926\u093f \u092c\u0940\u092e\u093e \u0928\u093f\u092f\u092e\u093e\u0935\u0932\u0940\u0935\u093f\u092a\u0930\u0940\u0924 \u0907\u0928\u094d\u0938\u0947\u0928\u094d\u091f\u093f\u092d \u0935\u093f\u0924\u0930\u0923 \u0917\u0930\u094d\u0928\u0947 \u0915\u093e\u092e \u092d\u0907\u0930\u0939\u0947\u0915\u094b \u091b \u092d\u0928\u0947 \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923\u0932\u0947 \u092c\u0940\u092e\u0915\u092e\u093e\u0925\u093f \u0928\u093f\u092f\u092e\u092c\u092e\u094b\u091c\u093f\u092e \u0915\u093e\u0930\u092c\u093e\u0939\u0940 \u0917\u0930\u094d\u091b\u0964\u2019<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0915\u093e\u0920\u092e\u093e\u0921\u094c\u0902 \u0964 \u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u0905\u092d\u093f\u0915\u0930\u094d\u0924\u093e\u0915\u093e \u0932\u093e\u0917\u093f \u092c\u0940\u092e\u093e \u0928\u093f\u092f\u092e\u093e\u0935\u0932\u0940\u092e\u093e \u092d\u090f\u0915\u094b \u092a\u094d\u0930\u093e\u0935\u0927\u093e\u0928\u0935\u093f\u092a\u0930\u0940\u0924 \u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u0915\u0932\u0947 \u0907\u0928\u094d\u0938\u0947\u0928\u094d\u091f\u093f\u092d (\u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u0928)\u092c\u093e\u092a\u0924\u0915\u094b \u0938\u0941\u0935\u093f\u0927\u093e \u0909\u092a\u0932\u092c\u094d\u0927 \u0917\u0930\u093e\u090f\u0915\u094b \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u092a\u093e\u090f\u092a\u0928\u093f \u0928\u0947\u092a\u093e\u0932 \u092c\u0940\u092e\u093e \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923 \u092e\u093e\u0948\u0928 \u092c\u0938\u0947\u0915\u094b \u092a\u093e\u0907\u090f\u0915\u094b \u091b\u0964 \u092c\u0940\u092e\u093e \u0928\u093f\u092f\u092e\u093e\u0935\u0932\u0940\u0915\u094b \u0928\u093f\u092f\u092e (\u096a\u096a) \u092e\u093e \u092c\u0940\u092e\u093e \u0905\u092d\u093f\u0915\u0930\u094d\u0924\u093e\u0932\u0947 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0917\u0930\u094d\u0928\u0947 \u092a\u093e\u0930\u093f\u0936\u094d\u0930\u092e\u093f\u0915\u0938\u092e\u094d\u092c\u0928\u094d\u0927\u0940 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0917\u0930\u093f\u090f\u0915\u094b \u091b\u0964 \u092f\u094b \u0926\u092b\u093e\u092e\u093e \u0905\u092d\u093f\u0915\u0930\u094d\u0924\u093e\u0932\u0947 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0917\u0930\u094d\u0928\u0947 \u0915\u092e\u093f\u0938\u0928, \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u0928 \u0930 \u0932\u093e\u092e\u094b \u0938\u092e\u092f\u0926\u0947\u0916\u093f \u092c\u0940\u092e\u0915\u092e\u093e \u092f\u094b\u0917\u0926\u093e\u0928 \u0917\u0930\u094d\u0928\u0947 \u0905\u092d\u093f\u0915\u0930\u094d\u0924\u093e\u0932\u093e\u0908 \u0925\u092a \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u0928\u0938\u092e\u094d\u092c\u0928\u094d\u0927\u0940 [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":284944,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,9,7,2],"tags":[78941,5498,78939,16601,5413],"class_list":["post-312226","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banner-news","category-abhikarta","category-life-insurance","category-news","tag-agentincentive","tag-beemakhabar","tag-insuranceodyssey","tag-lifeinsuracecompanies","tag-nepalinsurance"],"acf":[],"_links":{"self":[{"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/312226","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/comments?post=312226"}],"version-history":[{"count":17,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/312226\/revisions"}],"predecessor-version":[{"id":312526,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/312226\/revisions\/312526"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/media\/284944"}],"wp:attachment":[{"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/media?parent=312226"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/categories?post=312226"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/tags?post=312226"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}