{"id":306819,"date":"2026-07-14T08:48:30","date_gmt":"2026-07-14T03:03:30","guid":{"rendered":"https:\/\/insurancekhabar.com\/?p=306819"},"modified":"2026-07-14T08:50:06","modified_gmt":"2026-07-14T03:05:06","slug":"do-you-use-a-credit-card-these-are-the-conditions-to-be-understood-2","status":"publish","type":"post","link":"https:\/\/english.insurancekhabar.com\/do-you-use-a-credit-card-these-are-the-conditions-to-be-understood-2\/","title":{"rendered":"Do you use a credit card? These are the conditions to be understood"},"content":{"rendered":"<p>Kathmandu. Do you use a credit card? Whether you have understood the terms of this card from the bank or not. If not, you need to be careful. <\/p>\n<p>KATHMANDU: Nepal Rastra Bank (NBA) has issued a public awareness message today urging people to use credit cards only with understanding. Credit cards are electronic payment instruments issued by Class &#8216;A&#8217; commercial banks and national level &#8216;B&#8217; and &#8216;C&#8217; class financial institutions. <\/p>\n<p>Generally, there is no interest charged if you pay the amount using a credit card within the specified timeframe. However, if the payment is not made within the stipulated date, a higher rate of interest may be charged. Therefore, it is important to make a habit of paying money on time using a credit card. <\/p>\n<p><span style=\"color: #0000ff\"><strong>Credit Card Requirements <\/strong><\/span><\/p>\n<ul>\n<li>Purchase Limit &amp; Cash Limit <\/li>\n<li>Payment Period<\/li>\n<li>Penal Interest<\/li>\n<p>{{TAG_OPEN_li_21}Annual renewal fee<\/li>\n<\/p>\n<li>Transaction details, medium, day and interval<\/li>\n<li>Complaint process<\/li>\n<li>Other Terms and Conditions<\/li>\n<\/ul>\n<p>The central bank has warned that the disciplined use of credit cards is not only beneficial, but its inattentive use can also lead to the risk of high debt. &#8220;So let&#8217;s be a careful user and use our credit cards safely,&#8221; the central bank said.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kathmandu. Do you use a credit card? Whether you have understood the terms of this card from the bank or not. If not, you need to be careful. KATHMANDU: Nepal Rastra Bank (NBA) has issued a public awareness message today urging people to use credit cards only with understanding. Credit cards are electronic payment instruments [&hellip;]<\/p>\n","protected":false},"author":16,"featured_media":306817,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[45117,45159],"tags":[],"class_list":["post-306819","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bank-finance-en","category-news-en"],"acf":[],"_links":{"self":[{"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/306819","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/users\/16"}],"replies":[{"embeddable":true,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/comments?post=306819"}],"version-history":[{"count":1,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/306819\/revisions"}],"predecessor-version":[{"id":306820,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/306819\/revisions\/306820"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/media\/306817"}],"wp:attachment":[{"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/media?parent=306819"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/categories?post=306819"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/tags?post=306819"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}