{"id":297039,"date":"2026-04-29T08:53:02","date_gmt":"2026-04-29T03:08:02","guid":{"rendered":"https:\/\/insurancekhabar.com\/?p=297039"},"modified":"2026-04-29T08:55:10","modified_gmt":"2026-04-29T03:10:10","slug":"why-use-digital-banking-what-precautions-should-be-taken-2","status":"publish","type":"post","link":"https:\/\/english.insurancekhabar.com\/why-use-digital-banking-what-precautions-should-be-taken-2\/","title":{"rendered":"Why use digital banking? What precautions should be taken?"},"content":{"rendered":"<p>Kathmandu. The use of digital banking is increasing in recent years. Nepal Rastra Bank (NRB) has been promoting the use of digital banking services to discourage cashless transactions. <\/p>\n<p>With the help of digital banking service, one can transact from small shops to big malls. It has changed the way people do business. <\/p>\n<p>Using digital financial services like mobile banking, internet banking, and wallets reduces the need for banknotes, no hassle of standing in line and payment in the bank account, making transactions transparent, reliable and time saved. <\/p>\n<p>Nepal Rastra Bank (NRB), the central bank of Nepal, has warned people to be cautious while using digital services. &#8220;It is the responsibility of the person concerned to be careful about the purpose for which the payment is made while using the digital financial service,&#8221; the central bank has said, &#8220;Therefore, the transaction should be done only after verifying the details of the bank&#8217;s name, account name, account number, mobile number, payment purpose and other details.&#8221; \u2019<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kathmandu. The use of digital banking is increasing in recent years. Nepal Rastra Bank (NRB) has been promoting the use of digital banking services to discourage cashless transactions. With the help of digital banking service, one can transact from small shops to big malls. It has changed the way people do business. Using digital financial [&hellip;]<\/p>\n","protected":false},"author":16,"featured_media":297037,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[45117,45159],"tags":[],"class_list":["post-297039","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bank-finance-en","category-news-en"],"acf":[],"_links":{"self":[{"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/297039","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/users\/16"}],"replies":[{"embeddable":true,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/comments?post=297039"}],"version-history":[{"count":1,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/297039\/revisions"}],"predecessor-version":[{"id":297040,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/297039\/revisions\/297040"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/media\/297037"}],"wp:attachment":[{"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/media?parent=297039"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/categories?post=297039"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/tags?post=297039"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}