{"id":295228,"date":"2026-04-15T09:55:53","date_gmt":"2026-04-15T04:10:53","guid":{"rendered":"https:\/\/insurancekhabar.com\/?p=295228"},"modified":"2026-04-15T09:59:57","modified_gmt":"2026-04-15T04:14:57","slug":"inclusive-insurance-should-be-the-next-priority-for-reducing-financial-risk-in-nepal","status":"publish","type":"post","link":"https:\/\/insurancekhabar.com\/inclusive-insurance-should-be-the-next-priority-for-reducing-financial-risk-in-nepal\/","title":{"rendered":"\u0928\u0947\u092a\u093e\u0932\u092e\u093e \u0906\u0930\u094d\u0925\u093f\u0915 \u091c\u094b\u0916\u093f\u092e \u0928\u094d\u092f\u0942\u0928\u0940\u0915\u0930\u0923\u0915\u093e \u0932\u093e\u0917\u093f &#8216;\u0938\u092e\u093e\u0935\u0947\u0936\u0940 \u092c\u0940\u092e\u093e&#8217; \u0905\u092c\u0915\u094b \u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915\u0924\u093e \u092c\u0928\u094d\u0928\u0941\u092a\u0930\u094d\u0928\u0947"},"content":{"rendered":"<p>\u0915\u093e\u0920\u092e\u093e\u0921\u094c\u0902 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\u091c\u0940\u0935\u093f\u0915\u094b\u092a\u093e\u0930\u094d\u091c\u0928\u0915\u093e \u091c\u094b\u0916\u093f\u092e\u0939\u0930\u0942 \u0935\u093f\u0930\u0941\u0926\u094d\u0927 \u092c\u0940\u092e\u093e \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u0935\u091a\u092d\u093f\u0924\u094d\u0930 \u0938\u092e\u0947\u091f\u093f\u0928 \u0938\u0915\u0947\u0915\u093e \u091b\u0948\u0928\u0928\u094d <\/span><\/span><span data-path-to-node=\"1,4\">\u0964 <\/span><span data-path-to-node=\"1,6\"><span class=\"citation-52\">\u0935\u093f\u0936\u0947\u0937\u0917\u0930\u0940 \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u092d\u0947\u0917\u0915\u093e \u0915\u093f\u0938\u093e\u0928, \u0905\u0928\u094c\u092a\u091a\u093e\u0930\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u0915\u093e \u092e\u091c\u0926\u0941\u0930 \u0930 \u0928\u094d\u092f\u0942\u0928 \u0906\u092f \u092d\u090f\u0915\u093e \u092a\u0930\u093f\u0935\u093e\u0930\u0939\u0930\u0942 \u092c\u0940\u092e\u093e\u0915\u094b \u092a\u0939\u0941\u0901\u091a \u092c\u093e\u0939\u093f\u0930 \u091b\u0928\u094d <\/span><\/span><span data-path-to-node=\"1,8\">\u0964 <\/span><span data-path-to-node=\"1,10\"><span class=\"citation-51\">\u092c\u093f\u0930\u093e\u092e\u0940 \u092a\u0930\u094d\u0926\u093e \u0935\u093e \u0915\u0941\u0928\u0948 \u0926\u0941\u0930\u094d\u0918\u091f\u0928\u093e \u0939\u0941\u0901\u0926\u093e \u0932\u093e\u0917\u094d\u0928\u0947 \u0916\u0930\u094d\u091a\u0932\u0947 \u0909\u0928\u0940\u0939\u0930\u0942\u0932\u093e\u0908 \u0917\u0930\u093f\u092c\u0940\u0915\u094b \u0926\u0941\u0937\u094d\u091a\u0915\u094d\u0930\u092e\u093e \u0927\u0915\u0947\u0932\u094d\u0928\u0947 \u0917\u0930\u0947\u0915\u094b \u091b <\/span><\/span><span data-path-to-node=\"1,12\">\u0964 <\/span><span data-path-to-node=\"1,14\"><span class=\"citation-50\">\u0938\u092e\u093e\u0935\u0947\u0936\u0940 \u092c\u0940\u092e\u093e\u0932\u0947 \u092f\u0938\u094d\u0924\u093e \u091c\u094b\u0916\u093f\u092e\u0939\u0930\u0942\u0932\u093e\u0908 \u0938\u093e\u092e\u0942\u0939\u093f\u0915 \u0930\u0942\u092a\u092e\u093e \u092c\u093e\u0901\u0921\u0947\u0930 \u0935\u093f\u092a\u0928\u094d\u0928 \u0928\u093e\u0917\u0930\u093f\u0915\u0932\u093e\u0908 \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0917\u0930\u094d\u0928\u0947 \u0932\u0915\u094d\u0937\u094d\u092f \u0930\u093e\u0916\u094d\u091b <\/span><\/span><span data-path-to-node=\"1,16\">\u0964<\/span><b data-path-to-node=\"2\" data-index-in-node=\"0\"><\/b><\/p>\n<p data-path-to-node=\"2\">\u092c\u0940\u092e\u093e \u0938\u0947\u0935\u093e\u0932\u093e\u0908 \u0917\u093e\u0909\u0901-\u0917\u093e\u0909\u0901\u0938\u092e\u094d\u092e \u092a\u0941\u0930\u094d\u200d\u092f\u093e\u0909\u0928 \u0905\u0927\u094d\u092f\u092f\u0928\u0932\u0947 \u0915\u0947\u0939\u0940 \u092a\u094d\u0930\u092d\u093e\u0935\u0915\u093e\u0930\u0940 \u092e\u094b\u0921\u0947\u0932\u0939\u0930\u0942 \u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935 \u0917\u0930\u0947\u0915\u094b \u091b:<\/p>\n<p id=\"p-rc_db514c9adca7af06-21\" data-path-to-node=\"3,0,1\"><span data-path-to-node=\"3,0,1,0\"><b data-path-to-node=\"3,0,1,0\" data-index-in-node=\"0\"><span class=\"citation-49\">\u0932\u0918\u0941\u092c\u0940\u092e\u093e:<\/span><\/b><span class=\"citation-49\"> \u0938\u093e\u0928\u093e \u0938\u0939\u0915\u093e\u0930\u0940 \u0930 \u0932\u0918\u0941\u0935\u093f\u0924\u094d\u0924 \u0938\u0902\u0938\u094d\u0925\u093e\u0939\u0930\u0942 \u092e\u093e\u0930\u094d\u092b\u0924 \u0938\u0938\u094d\u0924\u094b \u092c\u0940\u092e\u093e\u0936\u0941\u0932\u094d\u0915\u092e\u093e \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f, \u0915\u0943\u0937\u093f \u0930 \u092a\u0936\u0941\u092a\u093e\u0932\u0928 \u092c\u0940\u092e\u093e \u0909\u092a\u0932\u092c\u094d\u0927 \u0917\u0930\u093e\u0909\u0928\u0947 <\/span><\/span><span 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\u092c\u0940\u092e\u093e \u0936\u0941\u0932\u094d\u0915\u092e\u093e \u0905\u0928\u0941\u0926\u093e\u0928 \u0926\u093f\u0928\u0941\u092a\u0930\u094d\u0928\u0947 \u0930 \u0938\u094d\u0925\u093e\u0928\u0940\u092f \u0938\u094d\u0924\u0930\u092e\u093e \u091c\u0928\u091a\u0947\u0924\u0928\u093e \u091c\u0917\u093e\u0909\u0928\u0941\u092a\u0930\u094d\u0928\u0947 \u0938\u0941\u091d\u093e\u0935 \u0926\u093f\u090f\u0915\u094b \u091b <\/span><\/span><span data-path-to-node=\"4,8\">\u0964 <\/span><span data-path-to-node=\"5,5\"><span class=\"citation-42\">\u092a\u094d\u0930\u0935\u093f\u0927\u093f\u092e\u0948\u0924\u094d\u0930\u0940 \u0930 \u0938\u094d\u0925\u093e\u0928\u0940\u092f \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0938\u0941\u0939\u093e\u0909\u0901\u0926\u094b \u092c\u0940\u092e\u093e\u0932\u0947\u0916\u0932\u0947 \u0928\u0948 \u0928\u0947\u092a\u093e\u0932\u0915\u093e \u0939\u0930\u0947\u0915 \u0928\u093e\u0917\u0930\u093f\u0915\u0932\u093e\u0908 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u092d\u0935\u093f\u0937\u094d\u092f\u0915\u094b \u0905\u0928\u0941\u092d\u0942\u0924\u093f \u0926\u093f\u0932\u093e\u0909\u0928 \u0938\u0915\u094d\u0928\u0947\u091b <\/span><\/span><span data-path-to-node=\"5,7\">\u0964<\/span><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u0915\u093e\u0920\u092e\u093e\u0921\u094c\u0902 \u0964 \u0928\u0947\u092a\u093e\u0932 \u091c\u0938\u094d\u0924\u093e \u0935\u093f\u0915\u093e\u0938\u094b\u0928\u094d\u092e\u0941\u0916 \u0926\u0947\u0936\u0939\u0930\u0942\u092e\u093e \u0906\u0930\u094d\u0925\u093f\u0915 \u091c\u094b\u0916\u093f\u092e \u0928\u094d\u092f\u0942\u0928\u0940\u0915\u0930\u0923\u0915\u093e \u0932\u093e\u0917\u093f &#8216;\u0938\u092e\u093e\u0935\u0947\u0936\u0940 \u092c\u0940\u092e\u093e&#8217; \u0905\u092c\u0915\u094b \u092e\u0941\u0916\u094d\u092f \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0930 \u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915\u0924\u093e 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\u0938\u0930\u0915\u093e\u0930\u0940 \u0930 \u0928\u093f\u091c\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u0915\u094b \u0938\u0939\u0915\u093e\u0930\u094d\u092f \u0905\u092a\u0930\u093f\u0939\u093e\u0930\u094d\u092f \u0930\u0939\u0947\u0915\u094b \u0914\u0902\u0932\u094d\u092f\u093e\u090f\u0915\u094b \u091b \u0964 \u0905\u0927\u094d\u092f\u092f\u0928\u0915\u093e 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