{"id":278918,"date":"2025-12-09T07:38:09","date_gmt":"2025-12-09T01:53:09","guid":{"rendered":"https:\/\/insurancekhabar.com\/sanima-reliance-life-announces-new-bonus-rate-2\/"},"modified":"2025-12-09T07:38:09","modified_gmt":"2025-12-09T01:53:09","slug":"sanima-reliance-life-announces-new-bonus-rate-2","status":"publish","type":"post","link":"https:\/\/english.insurancekhabar.com\/sanima-reliance-life-announces-new-bonus-rate-2\/","title":{"rendered":"Sanima Reliance Life announces new bonus rate"},"content":{"rendered":"<p>Kathmandu. Sanima Reliance Life has announced a new bonus rate for its customers. The company is based on actuarial value for the fiscal year 2081. 82 (from 1st Shrawan 2081 to 32nd Ashad 2082) has been made public. The company has fixed the bonus rate from a minimum of Rs 20 to a maximum of Rs 75 in various schemes. The bonus rates announced by the company in various schemes are as follows: <\/p>\n<p><span style=\"color: #0000ff;\"><strong>Term Life Insurance Plan (Regular)<\/strong><\/span><\/p>\n<p>Under this scheme, a bonus rate of Rs. 35 has been fixed for a period of 0 years to 9 years. With 10 years to 14 years, bonus rate has been fixed at Rs 35, with 15 years to 19 years at Rs 40, with 20 years to 24 years at Rs 45 and with 25 years and above Rs 70. The company has so far sold 27,723 insurance policies under the scheme. <\/p>\n<p><span style=\"color: #0000ff;\"><strong>Term Life Insurance Plan (Single)<\/strong><\/span><\/p>\n<p>}<\/p>\n<p>Under this scheme, a bonus rate of Rs. 35 has been fixed for a period of 0 years to 9 years. With 10 years to 14 years, bonus rate has been fixed at Rs 35, with 15 years to 19 years at Rs 38, with 20 years to 24 years at Rs 43 and with 25 years and above at Rs 65. The company has so far sold 3,971 insurance policies under the scheme. <\/p>\n<p><span style=\"color: #0000ff;\"><strong>Triple Term Insurance{<\/strong><\/span><\/p>\n<p>}<\/p>\n<p>Under this scheme, a bonus rate of Rs 20 has been set for a period of 10 years to 14 years. Bonus rate has been fixed at Rs 20 for 15 years to 19 years, Rs 25 for 20 years to 24 years and Rs 30 for 25 years and above. The company has so far sold 2,643 insurance policies under the scheme. <\/p>\n<p><span style=\"color: #0000ff;\"><strong>Couple Term Insurance Plan<\/strong><\/span><\/p>\n<p>}<\/p>\n<p>Under this scheme, a bonus rate of Rs 20 has been fixed for a period of 15 years to 19 years. Bonus rate has been fixed at Rs 25 for 20 years to 24 years and Rs 30 for 25 years and above. The company has so far sold 2,643 insurance policies under the scheme. <\/p>\n<p><span style=\"color: #0000ff;\"><strong>Term and Lifetime<\/strong><\/span><\/p>\n<p>Under this scheme, a bonus rate of Rs. 35 has been fixed for a period of 0 years to 9 years. With 10 years to 14 years, bonus rate has been fixed at Rs 35, with 15 years to 19 years at Rs 40, with 20 years to 24 years at Rs 45 and with 25 years and above Rs 70. The company has so far sold 3,372 insurance policies under the scheme. <\/p>\n<p><span style=\"color: #0000ff;\"><strong>Advance Payment Plan<\/strong><\/span><\/p>\n<p>}<\/p>\n<p>Under this scheme, a bonus rate of Rs 32 has been set for a period of 10 years to 14 years. Bonus rate has been fixed at Rs 37 for 15 years to 19 years and Rs 42 for 20 years to 24 years. The company has so far sold 2,027 insurance policies under the scheme. <\/p>\n<p><span style=\"color: #0000ff;\"><strong>Annual Advance Payment Plan<\/strong><\/span><\/p>\n<p>Under this scheme, bonus rate has been fixed at Rs 19 for 15 years to 19 years and Rs 21 for 20 years to 24 years. The company has so far sold 4,494 insurance policies under the scheme. <\/p>\n<p><span style=\"color: #0000ff;\"><strong>Term Protection Insurance Scheme (Regular Fee &#038; Single Charge)<\/strong><\/span><\/p>\n<p>}<\/p>\n<p>Towards regular fees, the bonus rate has been fixed at Rs. 24 for the entire term of the policy and Rs. 54 for a single fee. The company has sold 8,790 insurance policies under this scheme. <\/p>\n<p><span style=\"color: #0000ff;\"><strong>15 Years Advance Payment Plan<\/strong><\/span><\/p>\n<p>The bonus rate has been fixed at Rs 41 for the entire duration of the scheme. A total of 599 insurance policies have been sold under this scheme. <\/p>\n<p><span style=\"color: #0000ff;\"><strong>20 Years Advance Payment Plan<\/strong><\/span><\/p>\n<p>The bonus rate has been fixed at Rs 45 for the entire amount. A total of 288 insurance policies have been sold under this scheme. <\/p>\n<p><span style=\"color: #0000ff;\"><strong>Converted Annual Advance Payment Plan<\/strong><\/span><\/p>\n<p>The bonus rate has been fixed at Rs 30 for the entire duration of the scheme. A total of 743 insurance policies have been sold under this scheme. <\/p>\n<p><span style=\"color: #0000ff;\"><strong>Collective Periodic<\/strong><\/span><\/p>\n<p>The bonus rate has been fixed at Rs 20 for the entire duration of the campaign. A total of 2,210 insurance policies have been sold under this scheme. <\/p>\n<p><span style=\"color: #0000ff;\"><strong>Term and Lifetime<\/strong><\/span><\/p>\n<p>Under this scheme, a bonus rate of Rs 30 has been fixed for a period of 0 years to 9 years. With 10 years to 14 years, bonus rate has been fixed at Rs 35, with 15 years to 19 years at Rs 40, with 20 years to 24 years at Rs 45 and for 25 years and above Rs 60. The company has sold 2,644 insurance policies under this scheme. <\/p>\n<p><span style=\"color: #0000ff;\"><strong>Periodic<\/strong><\/span><\/p>\n<p>Under this scheme, a bonus rate of Rs 30 has been fixed for a period of 0 years to 9 years. With 10 years to 14 years, bonus rate has been fixed at Rs 32, with 15 years to 19 years at Rs 35, with 20 years to 24 years at Rs 45 and with 25 years and above 25 years, the bonus rate has been set at Rs 75. A total of 32,975 insurance policies have been sold under this scheme. <\/p>\n<p><span style=\"color: #0000ff;\"><strong>Limited Payment Periodical<\/strong><\/span><\/p>\n<p>Under this scheme, bonus rate has been fixed at Rs 40 for 10 years to 14 years, Rs 42 for 15 years to 19 years, Rs 52 for 20 years to 24 years and Rs 65 for 25 years and above. The company has sold 18,176 insurance policies under this scheme. <\/p>\n<p><span style=\"color: #0000ff;\"><strong>Children&#8217;s Periodic (My Heart Eye)<\/strong><\/span><\/p>\n<p>Under this scheme, bonus rate for 10 to 15 years has been set at Rs 22, with 16 to 20 years, Rs 35 with 21 years to 24 years and Rs 45 with 25 years and above. A total of 3,491 insurance policies have been sold under this scheme. <\/p>\n<p><span style=\"color: #0000ff;\"><strong>Child&#8217;s Time (My Heart)<\/strong><\/span><\/p>\n<p>}<\/p>\n<p>Under this scheme, bonus rate for 10 to 15 years has been set at Rs 20, with 16 to 20 years bonus at Rs 27, with 21 years to 24 years at Rs 32 and with 25 years and above bonus rate of Rs 34. Under this scheme, 4,264 insurance policies have been sold. <\/p>\n<p>The bonus rate will be applicable to death claims, surrender claims, paid up value claims, full or part term payment claims and current insurance policies. The company has also clarified that the bonus rate will be applicable to the claims until the approval for another arrangement is obtained from the Nepal Insurance Authority as per the actuarial valuation.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kathmandu. Sanima Reliance Life has announced a new bonus rate for its customers. The company is based on actuarial value for the fiscal year 2081. 82 (from 1st Shrawan 2081 to 32nd Ashad 2082) has been made public. The company has fixed the bonus rate from a minimum of Rs 20 to a maximum of [&hellip;]<\/p>\n","protected":false},"author":16,"featured_media":208012,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[45031,45152,45159],"tags":[],"class_list":["post-278918","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banner-news-en","category-life-insurance-en","category-news-en"],"acf":[],"_links":{"self":[{"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/278918","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/users\/16"}],"replies":[{"embeddable":true,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/comments?post=278918"}],"version-history":[{"count":0,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/278918\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/media\/208012"}],"wp:attachment":[{"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/media?parent=278918"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/categories?post=278918"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/tags?post=278918"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}