![\"\"](\"https:\/\/media.insurancekhabar.com\/uploads\/2025\/08\/nonlife-solvency.jpg\")
<\/p>\nKathmandu. Nepal Insurance Authority (NEA) fiscal year 2081. Based on the actuarial evaluation report approved by mid-July 82, the solvency ratio of non-life insurance companies has been made public. <\/p>\n
NeA has made public the solvency ratio of 12 non-life insurers through insurance reflection. In the last financial year, the average solvency ratio of these non-life insurers was 3.30. Which is more than double the solvency ratio fixed by the AUTHORITY for non-life insurers. NeA has fixed solvency ratio of 1.3 for non-life insurers. <\/p>\n
The solvency ratio of the non-life insurers approved by the AUTHORITY is from a minimum of 2.60 to a maximum of 4.66. <\/p>\n
According to the NRA, Prabhu Insurance has the highest solvency ratio of 4.66 on the basis of insurance valuation. Similarly, Nepal Insurance has the second highest number of 4.37. <\/p>\n
Shikhar Insurance has the lowest solvency ratio of 2.60. <\/p>\n
<\/p>\n
According to the AUTHORITY, the solvency ratio of all non-life insurers is above the minimum regulatory standards. This means all non-life insurers are fully capable of meeting financial obligations. <\/p>\n
An insurer with a solvency ratio of less than 1 is considered financially unhealthy, and regulatory oversight of such insurers becomes tighter. Less than 1 means that the insurer does not have sufficient assets to meet the financial obligations to the insured and other moneylenders. Having a solvency ratio of 1.3 means that the insurer will have to pay Rs 1 to meet the liability of Rs 1. Capital assets worth Rs 1.30 are available.<\/p>\n","protected":false},"excerpt":{"rendered":"
Kathmandu. Nepal Insurance Authority (NEA) fiscal year 2081. Based on the actuarial evaluation report approved by mid-July 82, the solvency ratio of non-life insurance companies has been made public. NeA has made public the solvency ratio of 12 non-life insurers through insurance reflection. In the last financial year, the average solvency ratio of these non-life […]<\/p>\n","protected":false},"author":16,"featured_media":219527,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[45031,45159,45096],"tags":[56076],"class_list":["post-266921","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banner-news-en","category-news-en","category-non-lifeinsurance-en","tag-nia-en"],"acf":[],"_links":{"self":[{"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/266921","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/users\/16"}],"replies":[{"embeddable":true,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/comments?post=266921"}],"version-history":[{"count":0,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/266921\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/media\/219527"}],"wp:attachment":[{"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/media?parent=266921"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/categories?post=266921"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/tags?post=266921"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}