Kathmandu. Prabhu Mahalaxmi Life Insurance Company has announced a new bonus rate for the fiscal year 2080\/81 BS. The insurance report prepared by the insurance company regarding financial accounts and liability assessment for the fiscal year 2080\/81 was approved by the Nepal Insurance Authority on April 1, 2081 and the bonus rate for life insurance policies was announced to be given at a minimum of Rs 23 to Rs 73 per thousand rupees. <\/p>\n
\u0938\u093e\u0935\u0927\u093f\u0915 Life Insurance<\/strong><\/span><\/p>\n In case of term life insurance, the company has fixed a minimum bonus rate of Rs 33 to Rs 70. The bonus rate has been fixed at Rs 33 for a period of 0 to 9 years, Rs 33 for 10 to 14 years, Rs 40 for 15 to 19 years, Rs 51 for 20 to 24 years and Rs 70 for above 25 years. The highest number of 29,917 policies have been sold for the period of 15 to 19 years. During this period, the insured will get a bonus of Rs 40 per thousand. <\/p>\n \u0938\u093e\u0935\u093e\u0927\u093f\u0915 and Life Insurance Plans<\/strong><\/span><\/p>\n In the case of term and life insurance, the company has fixed a minimum bonus rate of Rs 38 to Rs 73. In term life insurance, the bonus rate has been fixed at Rs 38 for a period of 0 to 9 years, Rs 38 for 10 to 14 years, Rs 43 for a period of 15 to 19 years, Rs 54 for 20 to 24 years and Rs 73 for above 25 years. The highest number of 1,286 policies have been sold for 15 to 19 years. During this period, the insured will get a bonus of Rs 43 per thousand. <\/p>\n ##inline_tags_PLACEHOLDER_3#\u0905\u0917\u094d\u0930\u093f\u092e Payments Term<\/span><\/strong><\/p>\n In the case of advance payment term insurance, the company has fixed a minimum bonus rate of Rs 35 to Rs 51. In this policy, the bonus rate has been fixed at Rs 35 for a period of 0 to 9 years, Rs 35 for a period of 10 to 14 years, Rs 40 for a period of 15 to 19 years and Rs 51 for a period of 20 to 24 years. Of these, 1,164 policies have been sold for the period of 15 to 19 years. During this period, the insured will get a bonus of Rs 40 per thousand. <\/p>\n #inline_tags_PLACEHOLDER_3##\u0905\u0917\u094d\u0930\u093f\u092e Payment (Samnatni Annual)<\/strong>#inline_tags_PLACEHOLDER_5##<\/p>\n In the case of this insurance, the company has fixed a minimum bonus rate of Rs 23 to Rs 27. In this policy, the bonus rate has been fixed at Rs 23 for a period of 0 to 9 years, Rs 23 for a period of 10 to 14 years, Rs 25 for a period of 15 to 19 years, and Rs 27 for a period of 20 to 24 years. The highest number of 2,858 policies have been sold for the period of 15 to 19 years. During this period, the insured will get a bonus of Rs 25 per thousand. <\/p>\n \u092e\u0939\u093e\u0932\u0915\u094d\u0937\u094d\u092e\u0940 Term Life Insurance Plan<\/strong>##inline_tags_PLACEHOLDER_5#<\/p>\n In the case of this insurance, the company has fixed a minimum bonus rate of Rs 45 to Rs 52. The insurance policy also offers a bonus of Rs 45 for a period of 5 to 14 years, Rs 46 for a period of 15 years, Rs 46 for a period of 16 to 24 years, Rs 52 for a period of 25 years and Rs 52 for more than 26 years. Of these, 11,662 policies have been sold in the period of 16 to 24 years. During this period, the insured will get a bonus of Rs 46 per thousand. <\/p>\n #inline_tags_PLACEHOLDER_3##\u092e\u0939\u093e\u0932\u0915\u094d\u0937\u094d\u092e\u0940 Simple Life Insurance Plan<\/strong><\/span><\/p>\n The scheme has been fixed at Rs 52 for a period of 5 to 14 years, Rs 55 for a period of 15 years and Rs 55 for more than 16 years. <\/p>\n #inline_tags_PLACEHOLDER_3##\u092e\u0939\u093e\u0932\u0915\u094d\u0937\u094d\u092e\u0940 Care Insurance<\/strong>##inline_tags_PLACEHOLDER_5<\/p>\n The scheme has been fixed at Rs 50 for a period of 5 to 14 years, Rs 51 for a period of 15 years and Rs 51 for above 16 years. <\/p>\n \u092e\u0939\u093e\u0932\u0915\u094d\u0937\u094d\u092e\u0940 Child Savings Insurance<\/strong><\/span><\/p>\n The scheme has been fixed at Rs 32 for a period of 5 to 14 years, Rs 35 for a period of 15 years, Rs 35 for 16 to 19 years, Rs 39 for 20 to 21 years and Rs 39 for above 22 years. <\/p>\n Similarly, the company inline_tags_PLACEHOLDER_3##\u092e\u0939\u093e\u0932\u0915\u094d\u0937\u094d\u092e\u0940 annual refund###inline_tags_PLACEHOLDER_4#inline_tags_PLACEHOLDER_5<\/span>#inline_tags_PLACEHOLDER_2#inline_tags_PLACEHOLDER_3##\u092e\u0939\u093e\u0932\u0915\u094d\u0937\u094d\u092e\u0940###inline_tags_PLACEHOLDER_4#inline_tags_PLACEHOLDER_5#inline_tags_PLACEHOLDER_2#inline_tags_PLACEHOLDER_3##\u0927\u0928\u0927\u093e\u0928\u094d\u092f insurance#<\/strong>inline_tags_PLACEHOLDER_5##\u092f\u094b\u091c\u0928\u093e\u0915\u094b#all #\u092f\u094b\u091c\u0928\u093e\u0915\u094b During the period, the #\u0915\u094b has fixed a bonus rate of Rs 45 and #inline_tags_PLACEHOLDER_2 #\u092e\u0939\u093e\u0932\u0915\u094d\u0937\u094d\u092e\u0940 term life insurance ##inline_tags_PLACEHOLDER_4 #inline_tags_PLACEHOLDER_5##\u0915\u094b. <\/p>\n ##inline_tags_PLACEHOLDER_78 \u0915\u092e\u094d\u092a\u0928\u0940\u0932\u0947 this bonus rate is applicable to death claims, full or part term payment claims, surrender value claims, paid-up price claims and current insurance policies as well as the bonus rate will be maintained until the next year’s actuarial assessment is approved by the Insurance Authority. \u0964 <\/strong><\/em><\/p>\n<\/div>\n\n