{"id":240476,"date":"2025-01-21T21:58:21","date_gmt":"2025-01-21T16:13:21","guid":{"rendered":"https:\/\/insurancekhabar.com\/?p=240476"},"modified":"2025-01-21T22:08:20","modified_gmt":"2025-01-21T16:23:20","slug":"%e0%a4%ac%e0%a5%80%e0%a4%ae%e0%a4%be-%e0%a4%aa%e0%a5%8d%e0%a4%b0%e0%a4%be%e0%a4%a7%e0%a4%bf%e0%a4%95%e0%a4%b0%e0%a4%a3%e0%a4%95%e0%a5%8b-%e0%a4%85%e0%a4%a7%e0%a5%8d%e0%a4%af%e0%a4%95%e0%a5%8d-3","status":"publish","type":"post","link":"https:\/\/insurancekhabar.com\/%e0%a4%ac%e0%a5%80%e0%a4%ae%e0%a4%be-%e0%a4%aa%e0%a5%8d%e0%a4%b0%e0%a4%be%e0%a4%a7%e0%a4%bf%e0%a4%95%e0%a4%b0%e0%a4%a3%e0%a4%95%e0%a5%8b-%e0%a4%85%e0%a4%a7%e0%a5%8d%e0%a4%af%e0%a4%95%e0%a5%8d-3\/","title":{"rendered":"\u092c\u0940\u092e\u093e \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923\u0915\u094b \u0905\u0927\u094d\u092f\u0915\u094d\u0937 \u092a\u0926\u092e\u093e \u0926\u093e\u092c\u0940 \u0917\u0930\u094d\u0926\u0948 \u0930\u0947\u0917\u094d\u092e\u0940\u0932\u0947 \u0926\u093f\u090f \u0906\u0935\u0947\u0926\u0928"},"content":{"rendered":"<p>\u0915\u093e\u0920\u092e\u093e\u0921\u094c\u0902 \u0964 \u0928\u0947\u092a\u093e\u0932 \u092c\u0940\u092e\u093e \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923\u0915\u094b \u0905\u0927\u094d\u092f\u0915\u094d\u0937 \u092a\u0926\u0915\u093e \u0932\u093e\u0917\u093f \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923\u0915\u094b \u0928\u093f\u0930\u094d\u0926\u0947\u0936\u0915 \u0915\u092e\u0932 \u092a\u094d\u0930\u0938\u093e\u0926 \u0930\u0947\u0917\u094d\u092e\u0940\u0932\u0947 \u0906\u0935\u0947\u0926\u0928 \u0926\u0930\u094d\u0924\u093e \u0917\u0930\u093e\u090f\u0915\u093e \u091b\u0928\u094d \u0964 \u092e\u0928\u094d\u0924\u094d\u0930\u0940 \u092a\u0930\u093f\u0937\u0926\u0926\u094d\u0935\u093e\u0930\u093e \u0905\u0927\u094d\u092f\u0915\u094d\u0937 \u092a\u0926\u0915\u093e \u0932\u093e\u0917\u093f \u0924\u0940\u0928\u091c\u0928\u093e \u092f\u094b\u0917\u094d\u092f \u0909\u092e\u094d\u092e\u0947\u0926\u0935\u093e\u0930\u0915\u094b \u0928\u093e\u092e \u0938\u093f\u092b\u093e\u0930\u093f\u0936 \u0917\u0930\u094d\u0928 \u0917\u0920\u093f\u0924 \u0938\u092e\u093f\u0924\u093f\u0932\u0947 \u0906\u0935\u0947\u0926\u0928 \u092e\u093e\u0917 \u0917\u0930\u0947\u092a\u091b\u093f \u0930\u0947\u0917\u094d\u092e\u0940\u0932\u0947 \u0938\u094b\u092e\u092c\u093e\u0930 \u0905\u0930\u094d\u0925 \u092e\u0928\u094d\u0924\u094d\u0930\u093e\u0932\u092f\u0915\u094b \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e\u092a\u0928 \u0924\u0925\u093e \u0938\u0902\u0938\u094d\u0925\u093e\u0928 \u0938\u092e\u0928\u094d\u0935\u092f\u0928 \u092e\u0939\u093e\u0936\u093e\u0916\u093e \u0938\u093f\u0902\u0939\u0926\u0930\u092c\u093e\u0930\u092e\u093e \u0928\u093f\u0935\u0947\u0926\u0928 \u0926\u0930\u094d\u0924\u093e \u0917\u0930\u093e\u090f\u0915\u093e \u0939\u0941\u0928\u094d \u0964<\/p>\n<figure id=\"attachment_240477\" aria-describedby=\"caption-attachment-240477\" style=\"width: 240px\" class=\"wp-caption alignleft\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-240477 size-medium\" src=\"https:\/\/media.insurancekhabar.com\/uploads\/2025\/01\/Kamal-Prasad-Regmi-240x300.jpg\" alt=\"\u0915\u092e\u0932 \u092a\u094d\u0930\u0938\u093e\u0926 \u0930\u0947\u0917\u094d\u092e\u0940\" width=\"240\" height=\"300\" \/><figcaption id=\"caption-attachment-240477\" class=\"wp-caption-text\">\u0915\u092e\u0932 \u092a\u094d\u0930\u0938\u093e\u0926 \u0930\u0947\u0917\u094d\u092e\u0940<\/figcaption><\/figure>\n<p>\u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923\u0915\u094b \u0905\u0927\u094d\u092f\u0915\u094d\u0937 \u092a\u0926\u0915\u093e \u0932\u093e\u0917\u093f \u092c\u0940\u092e\u093e \u0910\u0928 \u0968\u0966\u096d\u096f \u0915\u094b \u0926\u092b\u093e \u096e \u0915\u094b \u0909\u092a\u0926\u092b\u093e \u0967(\u0915) \u092c\u092e\u094b\u091c\u093f\u092e\u0915\u094b \u092f\u094b\u0917\u094d\u092f\u0924\u093e \u092d\u090f\u0915\u094b \u0928\u0947\u092a\u093e\u0932\u0940 \u0928\u093e\u0917\u0930\u093f\u0915\u092c\u093e\u091f \u0938\u093f\u092b\u093e\u0930\u093f\u0936 \u0938\u092e\u093f\u0924\u093f\u0932\u0947 \u0906\u0935\u0947\u0926\u0928 \u092e\u093e\u0917 \u0917\u0930\u0947\u0915\u094b \u091b\u0964 \u0938\u092e\u093f\u0924\u093f\u0932\u0947 \u092a\u094c\u0937 \u0968\u096c \u0917\u0924\u0947 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0938\u0942\u091a\u0928\u093e \u092a\u094d\u0930\u0915\u093e\u0936\u0928 \u0917\u0930\u094d\u0926\u0948 \u0907\u091a\u094d\u091b\u0941\u0915 \u092f\u094b\u0917\u094d\u092f \u0909\u092e\u094d\u092e\u0947\u0926\u0935\u093e\u0930\u0932\u093e\u0908 \u0967\u096b \u0926\u093f\u0928 \u092d\u093f\u0924\u094d\u0930 \u0906\u0935\u0947\u0926\u0928 \u0926\u0930\u094d\u0924\u093e \u0917\u0930\u094d\u0928 \u0906\u0939\u094d\u0935\u093e\u0928 \u0917\u0930\u0947\u0915\u094b \u0925\u093f\u092f\u094b\u0964<\/p>\n<p>\u092e\u0928\u094d\u0924\u094d\u0930\u093e\u0932\u092f \u0938\u092e\u094d\u092c\u0926\u094d\u0927 \u0936\u094d\u0930\u094b\u0924\u0915\u093e \u0905\u0928\u0941\u0938\u093e\u0930 \u0906\u0935\u0947\u0926\u0928 \u0926\u0930\u094d\u0924\u093e\u0915\u093e \u0932\u093e\u0917\u093f \u0938\u0942\u091a\u0928\u093e \u092a\u094d\u0930\u0915\u093e\u0936\u0928 \u092d\u090f\u0915\u094b \u0967\u0968 \u0926\u093f\u0928 \u092d\u0907\u0938\u0915\u094d\u0926\u093e \u0930\u0947\u0917\u094d\u092e\u0940 \u092c\u093e\u0939\u0947\u0915 \u0905\u0928\u094d\u092f \u0915\u0938\u0948\u0915\u094b \u0906\u0935\u0947\u0926\u0928 \u0926\u0930\u094d\u0924\u093e \u0939\u0941\u0928 \u0906\u090f\u0915\u094b \u091b\u0948\u0928\u0964<\/p>\n<p>\u092c\u0940\u092e\u093e \u0910\u0928\u0915\u094b \u092a\u094d\u0930\u093e\u0935\u0927\u093e\u0928 \u0905\u0928\u0941\u0938\u093e\u0930 \u092c\u0940\u092e\u093e \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923\u0915\u094b \u0905\u0927\u094d\u092f\u0915\u094d\u0937 \u092a\u0926\u092e\u093e \u0928\u093f\u092f\u0941\u0915\u094d\u0924\u093f\u0915\u093e \u0932\u093e\u0917\u093f \u0915\u092e\u094d\u0924\u0940\u092e\u093e \u0938\u094d\u0928\u093e\u0924\u0915\u094b\u0924\u094d\u0924\u0930 \u0924\u0939 \u0909\u0924\u094d\u0924\u0940\u0930\u094d\u0923 \u0930 \u0938\u092e\u094d\u092c\u0928\u094d\u0927\u093f\u0924 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u092e\u093e \u0915\u092e\u094d\u0924\u0940\u092e\u093e \u096b \u0935\u0930\u094d\u0937\u0915\u094b \u0909\u091a\u094d\u091a \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e\u092a\u0915\u0940\u092f \u0915\u093e\u0930\u094d\u092f \u0905\u0928\u0941\u092d\u0935 \u092d\u090f\u0915\u094b \u0939\u0941\u0928\u0941\u092a\u0930\u094d\u0928\u0947\u091b\u0964 \u092b\u094c\u091c\u0926\u093e\u0930\u0940 \u0915\u0938\u0941\u0930\u092e\u093e \u0938\u091c\u093e\u092f \u0928\u092a\u093e\u090f\u0915\u094b \u0930 \u0909\u091a\u094d\u091a \u0928\u0948\u0924\u093f\u0915 \u091a\u0930\u093f\u0924\u094d\u0930 \u092d\u090f\u0915\u094b \u0939\u0941\u0928\u0941\u092a\u0930\u094d\u0928\u0947\u091b\u0964<\/p>\n<p>\u0917\u0924 \u092e\u0902\u0938\u093f\u0930 \u0968\u096a \u0917\u0924\u0947 \u0905\u0916\u094d\u0924\u093f\u092f\u093e\u0930 \u0926\u0941\u0930\u0941\u092a\u092f\u094b\u0917 \u0905\u0928\u0941\u0938\u0928\u094d\u0927\u093e\u0928 \u0906\u092f\u094b\u0917\u0932\u0947 \u0915\u0940\u0930\u094d\u0924\u0947 \u0930 \u092d\u094d\u0930\u0937\u094d\u091f\u093e\u091a\u093e\u0930\u092e\u093e \u0938\u0942\u0930\u094d\u092f\u092a\u094d\u0930\u0938\u093e\u0926 \u0938\u093f\u0932\u0935\u093e\u0932\u0935\u093f\u0930\u0941\u0926\u094d\u0927 \u0935\u093f\u0926\u0947\u0936 \u0905\u0926\u093e\u0932\u0924\u092e\u093e \u092e\u0941\u0926\u094d\u0926\u093e \u0926\u093e\u092f\u0930 \u0917\u0930\u0947\u0938\u0901\u0917\u0948 \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923 \u0905\u0927\u094d\u092f\u0915\u094d\u0937\u0935\u093f\u0939\u0940\u0928 \u092c\u0928\u0947\u0915\u094b \u0925\u093f\u092f\u094b\u0964 \u0924\u094d\u092f\u0938\u092a\u091b\u093f \u0905\u0930\u094d\u0925 \u092e\u0928\u094d\u0924\u094d\u0930\u093e\u0932\u092f\u0915\u093e \u0938\u0939\u0938\u091a\u093f\u0935 \u092e\u0926\u0928 \u0926\u093e\u0939\u093e\u0932\u0932\u0947 \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923\u092e\u093e \u0905\u0927\u094d\u092f\u0915\u094d\u0937\u0915\u094b \u092d\u0942\u092e\u093f\u0915\u093e \u0928\u093f\u0930\u094d\u0935\u093e\u0939 \u0917\u0930\u094d\u0926\u0948 \u0906\u090f\u0915\u093e \u091b\u0928\u094d\u0964<\/p>\n<p>\u092d\u094d\u0930\u0937\u094d\u091f\u093e\u091a\u093e\u0930\u0915\u094b \u0905\u092d\u093f\u092f\u094b\u0917\u092e\u093e \u0928\u093f\u0932\u092e\u094d\u092c\u0928\u092e\u093e \u092a\u0930\u0947\u0915\u093e \u0938\u093f\u0932\u0935\u093e\u0932\u0915\u094b \u0915\u093e\u0930\u094d\u092f\u0915\u093e\u0932 \u0906\u0909\u0901\u0926\u094b \u092e\u093e\u0918 \u0967\u096d \u0917\u0924\u0947 \u0938\u0915\u093f\u0928\u0947 \u092d\u090f\u0915\u093e\u0932\u0947 \u0938\u0930\u0915\u093e\u0930\u0932\u0947 \u092a\u094c\u0937 \u0967\u096d \u0917\u0924\u0947\u092d\u093f\u0924\u094d\u0930\u0948 \u0905\u0927\u094d\u092f\u0915\u094d\u0937 \u0928\u093f\u092f\u0941\u0915\u094d\u0924\u093f\u0915\u094b \u0928\u093f\u0930\u094d\u0923\u092f \u0917\u0930\u093f\u0938\u0915\u094d\u0928\u0941\u092a\u0930\u094d\u0928\u0947 \u0925\u093f\u092f\u094b\u0964 \u092c\u0940\u092e\u093e \u0910\u0928 \u0968\u0966\u096d\u096f \u0915\u094b \u092a\u094d\u0930\u093e\u0935\u0927\u093e\u0928 \u0905\u0928\u0941\u0938\u093e\u0930 \u0905\u0927\u094d\u092f\u0915\u094d\u0937\u0915\u094b \u0915\u093e\u0930\u094d\u092f\u0915\u093e\u0932 \u092a\u0941\u0930\u093e \u0939\u0941\u0928\u0941 \u090f\u0915 \u092e\u0939\u093f\u0928\u093e \u0905\u0917\u093e\u0935\u0948 \u092d\u093e\u0935\u0940 \u0905\u0927\u094d\u092f\u0915\u094d\u0937\u0915\u094b \u0928\u093f\u092f\u0941\u0915\u094d\u0924\u093f \u0917\u0930\u093f \u0938\u0915\u094d\u0928\u0941\u092a\u0930\u094d\u091b\u0964 \u0910\u0928\u092e\u093e \u0967 \u092e\u0939\u093f\u0928\u093e \u0905\u0917\u093e\u0935\u0948 \u0928\u093f\u092f\u0941\u0915\u094d\u0924\u093f \u0917\u0930\u094d\u0928\u0941\u092a\u0930\u094d\u0928\u0947 \u092a\u094d\u0930\u093e\u0935\u0927\u093e\u0928 \u092d\u090f\u092a\u0928\u093f \u0905\u091d\u0948\u0938\u092e\u094d\u092e \u0928\u093f\u092f\u0941\u0915\u094d\u0924\u093f\u0915\u094b \u0928\u093f\u0930\u094d\u0923\u092f \u0939\u0941\u0928 \u0938\u0915\u0947\u0915\u094b \u091b\u0948\u0928, \u0905\u091d\u0948\u0938\u092e\u094d\u092e \u092a\u0928\u093f \u0938\u093f\u092b\u093e\u0930\u093f\u0936 \u0938\u092e\u093f\u0924\u093f\u0932\u0947 \u0924\u0940\u0928\u091c\u0928\u093e \u092f\u094b\u0917\u094d\u092f \u0909\u092e\u094d\u092e\u0947\u0926\u0935\u093e\u0930\u0915\u094b \u0928\u093e\u092e \u0938\u093f\u092b\u093e\u0930\u093f\u0936 \u0917\u0930\u094d\u0928\u0947 \u0915\u093e\u092e \u0928\u0948 \u092c\u093e\u0901\u0915\u0940 \u091b\u0964<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0915\u093e\u0920\u092e\u093e\u0921\u094c\u0902 \u0964 \u0928\u0947\u092a\u093e\u0932 \u092c\u0940\u092e\u093e \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923\u0915\u094b \u0905\u0927\u094d\u092f\u0915\u094d\u0937 \u092a\u0926\u0915\u093e \u0932\u093e\u0917\u093f \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923\u0915\u094b \u0928\u093f\u0930\u094d\u0926\u0947\u0936\u0915 \u0915\u092e\u0932 \u092a\u094d\u0930\u0938\u093e\u0926 \u0930\u0947\u0917\u094d\u092e\u0940\u0932\u0947 \u0906\u0935\u0947\u0926\u0928 \u0926\u0930\u094d\u0924\u093e \u0917\u0930\u093e\u090f\u0915\u093e \u091b\u0928\u094d \u0964 \u092e\u0928\u094d\u0924\u094d\u0930\u0940 \u092a\u0930\u093f\u0937\u0926\u0926\u094d\u0935\u093e\u0930\u093e \u0905\u0927\u094d\u092f\u0915\u094d\u0937 \u092a\u0926\u0915\u093e \u0932\u093e\u0917\u093f \u0924\u0940\u0928\u091c\u0928\u093e \u092f\u094b\u0917\u094d\u092f \u0909\u092e\u094d\u092e\u0947\u0926\u0935\u093e\u0930\u0915\u094b \u0928\u093e\u092e \u0938\u093f\u092b\u093e\u0930\u093f\u0936 \u0917\u0930\u094d\u0928 \u0917\u0920\u093f\u0924 \u0938\u092e\u093f\u0924\u093f\u0932\u0947 \u0906\u0935\u0947\u0926\u0928 \u092e\u093e\u0917 \u0917\u0930\u0947\u092a\u091b\u093f \u0930\u0947\u0917\u094d\u092e\u0940\u0932\u0947 \u0938\u094b\u092e\u092c\u093e\u0930 \u0905\u0930\u094d\u0925 \u092e\u0928\u094d\u0924\u094d\u0930\u093e\u0932\u092f\u0915\u094b \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e\u092a\u0928 \u0924\u0925\u093e \u0938\u0902\u0938\u094d\u0925\u093e\u0928 \u0938\u092e\u0928\u094d\u0935\u092f\u0928 \u092e\u0939\u093e\u0936\u093e\u0916\u093e \u0938\u093f\u0902\u0939\u0926\u0930\u092c\u093e\u0930\u092e\u093e \u0928\u093f\u0935\u0947\u0926\u0928 \u0926\u0930\u094d\u0924\u093e \u0917\u0930\u093e\u090f\u0915\u093e \u0939\u0941\u0928\u094d \u0964 \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923\u0915\u094b \u0905\u0927\u094d\u092f\u0915\u094d\u0937 \u092a\u0926\u0915\u093e \u0932\u093e\u0917\u093f [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":237500,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,11078,2],"tags":[20524,6874,7461,13440,7114,21656,7253,5694,4488,6878,20822,4631,69,7399,2220],"class_list":["post-240476","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banner-news","category-regulatory","category-news","tag-chairman","tag-insuranceact2079","tag-insuranceregulations","tag-kamalprasadregmi","tag-nepalinsuranceauthority","tag-nepalinsuranceauthoriyt","tag-nia","tag-5694","tag-4488","tag-6878","tag-20822","tag-4631","tag-insurancenews","tag-7399","tag-2220"],"acf":[],"_links":{"self":[{"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/240476","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/comments?post=240476"}],"version-history":[{"count":3,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/240476\/revisions"}],"predecessor-version":[{"id":240483,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/240476\/revisions\/240483"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/media\/237500"}],"wp:attachment":[{"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/media?parent=240476"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/categories?post=240476"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/tags?post=240476"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}