{"id":184336,"date":"2023-07-23T19:45:56","date_gmt":"2023-07-23T14:00:56","guid":{"rendered":"https:\/\/insurancekhabar.com\/?p=184336"},"modified":"2023-07-23T20:21:15","modified_gmt":"2023-07-23T14:36:15","slug":"%e0%a4%95%e0%a5%82%e0%a4%b2-%e0%a4%ac%e0%a5%80%e0%a4%ae%e0%a4%be%e0%a4%b6%e0%a5%81%e0%a4%b2%e0%a5%8d%e0%a4%95-%e0%a4%86%e0%a4%ae%e0%a5%8d%e0%a4%a6%e0%a4%be%e0%a4%a8%e0%a5%80-%e0%a4%9c%e0%a4%ae","status":"publish","type":"post","link":"https:\/\/insurancekhabar.com\/%e0%a4%95%e0%a5%82%e0%a4%b2-%e0%a4%ac%e0%a5%80%e0%a4%ae%e0%a4%be%e0%a4%b6%e0%a5%81%e0%a4%b2%e0%a5%8d%e0%a4%95-%e0%a4%86%e0%a4%ae%e0%a5%8d%e0%a4%a6%e0%a4%be%e0%a4%a8%e0%a5%80-%e0%a4%9c%e0%a4%ae\/","title":{"rendered":"\u0915\u0942\u0932 \u092c\u0940\u092e\u093e\u0936\u0941\u0932\u094d\u0915 \u0906\u092e\u094d\u0926\u093e\u0928\u0940 \u091c\u092e\u094d\u092e\u093e \u0968.\u096e\u096b \u092a\u094d\u0930\u0924\u093f\u0936\u0924\u0932\u0947 \u092c\u0922\u094d\u092f\u093e\u0947, \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923\u0915\u093e\u0947 \u092a\u094d\u0930\u0915\u094d\u0937\u0947\u092a\u0923 \u0938\u093f\u0926\u094d\u0927 \u0939\u0941\u0928 \u0938\u0915\u0947\u0928"},"content":{"rendered":"<p>\u0915\u093e\u0920\u092e\u093e\u0923\u094d\u0921\u093e\u0948\u200c \u0964 \u092c\u0940\u092e\u093e \u0915\u092e\u094d\u092a\u0928\u0940\u0939\u0930\u0941\u0932\u0947 \u0917\u0924 \u0906\u0930\u094d\u0925\u093f\u0915 \u0935\u0930\u094d\u0937\u092e\u093e \u0968.\u096e\u096b \u092a\u094d\u0930\u0924\u093f\u0936\u0924\u0915\u093e\u0947 \u091d\u093f\u0928\u093e\u0947 \u0905\u0928\u094d\u0924\u0930\u0932\u0947 \u0915\u0942\u0932 \u092c\u0940\u092e\u093e\u0936\u0941\u0932\u094d\u0915 \u0906\u092e\u094d\u0926\u093e\u0928\u0940 \u0935\u0943\u0926\u094d\u0927\u093f \u0917\u0930\u094d\u0926\u0948 \u0928\u0915\u093e\u0930\u093e\u0924\u094d\u092e\u0915 \u0935\u0943\u0926\u094d\u0927\u093f \u0926\u0930\u0932\u093e\u0908 \u091b\u0947\u0915\u094d\u0928\u0947 \u092a\u094d\u0930\u092f\u093e\u0938 \u0917\u0930\u0947\u0915\u093e \u091b\u0928\u094d\u0964 \u0928\u0947\u092a\u093e\u0932 \u092c\u0940\u092e\u093e \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923\u0932\u0947 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0917\u0930\u0947\u0915\u093e\u0947 \u0924\u0925\u094d\u092f\u093e\u200c\u0902\u0915 \u0905\u0928\u0941\u0938\u093e\u0930 \u0915\u0942\u0932 \u092c\u0940\u092e\u093e\u0936\u0941\u0932\u094d\u0915 \u0906\u092e\u094d\u0926\u093e\u0928\u0940 \u0905\u0918\u093f\u0932\u094d\u0932\u093e\u0947 \u0906\u0930\u094d\u0925\u093f\u0915 \u0935\u0930\u094d\u0937\u0915\u093e\u0947 \u0924\u0941\u0932\u0928\u093e\u092e\u093e \u091c\u092e\u094d\u092e\u093e \u096b \u0905\u0930\u094d\u092c \u096d \u0915\u0930\u093e\u0947\u0921 \u0930\u0941\u092a\u0948\u092f\u093e\u0901\u0932\u0947 \u0935\u0943\u0926\u094d\u0927\u093f \u092d\u090f\u0915\u093e\u0947 \u091b\u0964<\/p>\n<p>\u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923\u0932\u0947 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0917\u0930\u0947\u0915\u093e\u0947 \u0905\u092a\u0930\u093f\u0938\u094d\u0915\u0943\u0924 \u0924\u0925\u094d\u092f\u093e\u200c\u0902\u0915 \u0905\u0928\u0941\u0938\u093e\u0930 \u0917\u0924 \u0906\u0935 \u0968\u0966\u096d\u096f\u0964\u096e\u0966 \u092e\u093e \u091c\u0940\u0935\u0928 \u0930 \u0928\u093f\u0930\u094d\u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u0915\u092e\u094d\u092a\u0928\u0940\u0932\u0947 \u0915\u0942\u0932 \u0967 \u0916\u0930\u094d\u092c \u096e\u0968 \u0905\u0930\u094d\u092c \u096e\u096e \u0915\u0930\u093e\u0947\u0921 \u0930\u0942\u092a\u0948\u092f\u093e\u0901 \u0938\u200c\u0902\u0915\u0932\u0928 \u0917\u0930\u0947\u0915\u093e \u091b\u0928\u094d \u0964 \u0905\u0918\u093f\u0932\u094d\u0932\u093e\u0947 \u0906\u0935 \u0968\u0966\u096d\u096e\u0964\u096d\u096f \u092e\u093e \u0915\u0942\u0932 \u092c\u0940\u092e\u093e\u0936\u0941\u0932\u094d\u0915 \u0906\u092e\u094d\u0926\u093e\u0928\u0940 \u0967 \u0916\u0930\u094d\u092c \u096d\u096d \u0905\u0930\u094d\u092c \u096e\u0967 \u0915\u0930\u093e\u0947\u0921 \u0930\u0941\u092a\u0948\u092f\u093e\u0901 \u0930\u0939\u0947\u0915\u093e\u0947 \u0925\u093f\u092f\u093e\u0947 \u0964 \u0905\u0918\u093f\u0932\u094d\u0932\u093e\u0947 \u0906\u0935\u092e\u093e \u092c\u0940\u092e\u093e \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u0932\u0947 \u0915\u0942\u0932 \u0967\u096c\u200d.\u096a\u096e \u092a\u094d\u0930\u0924\u093f\u0936\u0932\u0947 \u0935\u0943\u0926\u094d\u0927\u093f \u092d\u090f\u0915\u093e\u0947 \u0925\u093f\u092f\u093e\u0947 \u0964<\/p>\n<p>\u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923\u0915\u093e \u0905\u0928\u0941\u0938\u093e\u0930 \u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u0915\u092e\u094d\u092a\u0928\u0940\u0932\u0947 \u0905\u0918\u093f\u0932\u094d\u0932\u093e\u0947 \u0906\u0935\u0915\u093e\u0947 \u0924\u0941\u0932\u0928\u093e\u092e\u093e \u0915\u0942\u0932 \u092c\u0940\u092e\u093e\u0936\u0941\u0932\u094d\u0915 \u0906\u092e\u094d\u0926\u093e\u0928\u0940 \u091c\u092e\u094d\u092e\u093e \u0969 \u0905\u0930\u094d\u092c \u096c\u096d \u0915\u0930\u093e\u0947\u0921 \u0930\u0941\u092a\u0948\u092f\u093e\u0901 \u092c\u0922\u093e\u0909\u0928 \u0938\u0915\u0947\u0915\u093e \u091b\u0928\u094d \u0964 \u0924\u094d\u092f\u0938\u0948\u0917\u0930\u0940 \u0928\u093f\u0930\u094d\u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u0915\u092e\u094d\u092a\u0928\u0940\u0932\u0947 \u0928\u093f\u0930\u094d\u091c\u0940\u0935\u0928\u092e\u093e \u0967 \u0905\u0930\u094d\u092c \u096a\u0967 \u0915\u0930\u093e\u0947\u0921 \u0930\u0941\u092a\u0948\u092f\u093e\u0901\u0932\u0947 \u0915\u0942\u0932 \u092c\u0940\u092e\u093e\u0936\u0941\u0932\u094d\u0915 \u0906\u092e\u094d\u0926\u093e\u0928\u0940 \u0935\u0943\u0926\u094d\u0927\u093f \u0917\u0930\u0947\u0915\u093e \u091b\u0928\u094d \u0964<\/p>\n<p>\u0928\u093f\u092f\u093e\u092e\u0915 \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923\u0932\u0947 \u0917\u0924 \u0906\u0930\u094d\u0925\u093f\u0915 \u0935\u0930\u094d\u0937 \u0968\u0966\u096d\u096f\u0964\u096e\u0966 \u092e\u093e \u0915\u0941\u0932 \u092c\u0940\u092e\u093e\u0936\u0941\u0932\u094d\u0915 \u0906\u0930\u094d\u091c\u0928\u0915\u094b \u0935\u0943\u0926\u094d\u0927\u093f\u0926\u0930 \u096b.\u096b\u096a \u092a\u094d\u0930\u0924\u093f\u0936\u0924\u092e\u093e \u0938\u0940\u092e\u093f\u0924 \u0939\u0941\u0928\u0947 \u092a\u094d\u0930\u0915\u094d\u0937\u0947\u092a\u0923 \u0917\u0930\u0947\u0915\u094b \u0925\u093f\u092f\u093e\u0947 \u0964 \u092c\u0940\u092e\u093e \u0915\u092e\u094d\u092a\u0928\u0940\u0932\u0947 \u090f\u0915 \u0916\u0930\u094d\u092c \u096e\u096d \u0905\u0930\u094d\u092c \u096b\u096f \u0915\u0930\u094b\u0921 \u0930\u0941\u092a\u0948\u092f\u093e\u0901 \u092c\u0940\u092e\u093e\u0936\u0941\u0932\u094d\u0915 \u0906\u0930\u094d\u091c\u0928 \u0917\u0930\u094d\u0928\u0947 \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923\u0932\u0947 \u092a\u094d\u0930\u0915\u094d\u0937\u0947\u092a\u0923 \u0917\u0930\u0947\u0915\u094b\u092e\u093e \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923\u0915\u093e\u0947 \u092a\u094d\u0930\u0915\u094d\u0937\u0947\u092a\u0923\u092d\u0928\u094d\u0926\u093e \u0917\u0924 \u0906\u0935\u092e\u093e \u0915\u0930\u093f\u092c \u096c \u0905\u0930\u094d\u092c \u0928\u094d\u092f\u0942\u0928 \u0915\u0942\u0932 \u092c\u0940\u092e\u093e\u0936\u0941\u0932\u094d\u0915 \u0938\u200c\u0902\u0915\u0932\u0928 \u092d\u090f\u0915\u093e\u0947 \u091b \u0964 \u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e\u0924\u0930\u094d\u092b \u0915\u0941\u0932 \u092c\u0940\u092e\u093e\u0936\u0941\u0932\u094d\u0915 \u0906\u0930\u094d\u091c\u0928 \u090f\u0915 \u0916\u0930\u094d\u092c \u096a\u096b \u0905\u0930\u094d\u092c \u0930\u0942\u092a\u0948\u092f\u093e\u0901 \u0930 \u0928\u093f\u0930\u094d\u091c\u0940\u0935\u0928\u0924\u0930\u094d\u092b \u096a\u0968 \u0905\u0930\u094d\u092c \u0917\u0930\u0940 \u091c\u092e\u094d\u092e\u093e \u090f\u0915 \u0916\u0930\u094d\u092c \u096e\u096d \u0905\u0930\u094d\u092c \u0930\u0941\u092a\u0948\u092f\u093e\u0901 \u0939\u0941\u0928\u0947 \u0905\u0928\u0941\u092e\u093e\u0928 \u0917\u0930\u0947\u0915\u093e\u0947 \u0925\u093f\u092f\u093e\u0947 \u0964<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-184338 size-full\" src=\"https:\/\/media.insurancekhabar.com\/uploads\/2023\/07\/Infographic-asar-end-1.png\" alt=\"\" width=\"1280\" height=\"720\" \/><\/p>\n<p>\u0926\u0947\u0936\u0915\u093e\u0947 \u0906\u0930\u094d\u0925\u093f\u0915 \u0917\u0924\u093f\u0935\u093f\u0927\u093f\u092e\u093e \u0938\u0941\u0938\u094d\u0924\u0924\u093e, \u092c\u0948\u200c\u0902\u0915 \u0924\u0925\u093e \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0902\u0938\u094d\u0925\u093e\u0915\u093e\u0947 \u090b\u0923 \u092a\u094d\u0930\u0935\u093e\u0939\u092e\u093e \u0938\u0902\u0915\u0941\u091a\u0928 \u0930 \u092e\u0939\u0901\u0917\u0940\u0915\u093e \u0915\u093e\u0930\u0923 \u0917\u0924 \u0906\u0935\u092e\u093e \u092c\u0940\u092e\u093e \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0928\u093f\u0915\u094d\u0915\u0948 \u0926\u092c\u093e\u092c\u092e\u093e \u0930\u0939\u094d\u092f\u093e\u0947 \u0964 \u0938\u0930\u094d\u0935\u0938\u093e\u0927\u093e\u0930\u0923\u0915\u093e\u0947 \u092c\u091a\u0924 \u0915\u094d\u0937\u092e\u0924\u093e\u092e\u093e \u0939\u094d\u0930\u093e\u0938\u0938\u0901\u0917\u0948 \u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e\u0915\u093e \u0932\u093e\u0917\u0940 \u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u0940\u0928\u0930\u0942\u092a\u092e\u093e \u0932\u0917\u093e\u0928\u0940 \u0917\u0930\u094d\u0928 \u092a\u094d\u0930\u093e\u0947\u0924\u094d\u0938\u093e\u0939\u0928 \u0917\u0930\u094d\u0928\u0947 \u0935\u093e\u0924\u093e\u0935\u0930\u0923 \u0917\u0924 \u0906\u0935\u092e\u093e \u0935\u0930\u094d\u0937\u092d\u0930 \u0928\u0948 \u0930\u0939\u0928 \u0938\u0915\u0947\u0928 \u0964 \u092f\u0938\u0915\u093e\u0947 \u0935\u093f\u092a\u0930\u093f\u0924 \u0938\u0935\u093e\u0930\u0940 \u0938\u093e\u0927\u0928 \u0932\u0917\u093e\u092f\u0924\u0915\u093e \u0935\u093f\u0932\u093e\u0936\u093f\u0924\u093e\u0915\u093e \u0935\u0938\u094d\u0924\u0941\u0915\u093e\u0947 \u0906\u092f\u093e\u0924 \u0917\u0924 \u0906\u0930\u094d\u0925\u093f\u0915 \u0935\u0930\u094d\u0937\u0915\u093e\u0947 \u0909\u0924\u094d\u0924\u0930\u093e\u0930\u094d\u0926\u094d\u0927\u092e\u093e \u0916\u0941\u0932\u094d\u0932\u093e \u0917\u0930\u093f\u090f\u092a\u091b\u093f \u0928\u093f\u0930\u094d\u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u0915\u092e\u094d\u092a\u0928\u0940\u0939\u0930\u0941\u0915\u093e \u0932\u093e\u0917\u0940 \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0935\u093f\u0938\u094d\u0924\u093e\u0930 \u0917\u0930\u094d\u0928 \u0915\u0947\u0939\u0940 \u0938\u0939\u091c \u092d\u090f\u0915\u093e\u0947 \u0925\u093f\u092f\u093e\u0947 \u0964<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0915\u093e\u0920\u092e\u093e\u0923\u094d\u0921\u093e\u0948\u200c \u0964 \u092c\u0940\u092e\u093e \u0915\u092e\u094d\u092a\u0928\u0940\u0939\u0930\u0941\u0932\u0947 \u0917\u0924 \u0906\u0930\u094d\u0925\u093f\u0915 \u0935\u0930\u094d\u0937\u092e\u093e \u0968.\u096e\u096b \u092a\u094d\u0930\u0924\u093f\u0936\u0924\u0915\u093e\u0947 \u091d\u093f\u0928\u093e\u0947 \u0905\u0928\u094d\u0924\u0930\u0932\u0947 \u0915\u0942\u0932 \u092c\u0940\u092e\u093e\u0936\u0941\u0932\u094d\u0915 \u0906\u092e\u094d\u0926\u093e\u0928\u0940 \u0935\u0943\u0926\u094d\u0927\u093f \u0917\u0930\u094d\u0926\u0948 \u0928\u0915\u093e\u0930\u093e\u0924\u094d\u092e\u0915 \u0935\u0943\u0926\u094d\u0927\u093f \u0926\u0930\u0932\u093e\u0908 \u091b\u0947\u0915\u094d\u0928\u0947 \u092a\u094d\u0930\u092f\u093e\u0938 \u0917\u0930\u0947\u0915\u093e \u091b\u0928\u094d\u0964 \u0928\u0947\u092a\u093e\u0932 \u092c\u0940\u092e\u093e \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923\u0932\u0947 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0917\u0930\u0947\u0915\u093e\u0947 \u0924\u0925\u094d\u092f\u093e\u200c\u0902\u0915 \u0905\u0928\u0941\u0938\u093e\u0930 \u0915\u0942\u0932 \u092c\u0940\u092e\u093e\u0936\u0941\u0932\u094d\u0915 \u0906\u092e\u094d\u0926\u093e\u0928\u0940 \u0905\u0918\u093f\u0932\u094d\u0932\u093e\u0947 \u0906\u0930\u094d\u0925\u093f\u0915 \u0935\u0930\u094d\u0937\u0915\u093e\u0947 \u0924\u0941\u0932\u0928\u093e\u092e\u093e \u091c\u092e\u094d\u092e\u093e \u096b \u0905\u0930\u094d\u092c \u096d \u0915\u0930\u093e\u0947\u0921 \u0930\u0941\u092a\u0948\u092f\u093e\u0901\u0932\u0947 \u0935\u0943\u0926\u094d\u0927\u093f \u092d\u090f\u0915\u093e\u0947 \u091b\u0964 \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923\u0932\u0947 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0917\u0930\u0947\u0915\u093e\u0947 \u0905\u092a\u0930\u093f\u0938\u094d\u0915\u0943\u0924 \u0924\u0925\u094d\u092f\u093e\u200c\u0902\u0915 \u0905\u0928\u0941\u0938\u093e\u0930 \u0917\u0924 \u0906\u0935 \u0968\u0966\u096d\u096f\u0964\u096e\u0966 [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":103629,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,6,8,7,2],"tags":[5692,4912,4630,7114,69,2107,342],"class_list":["post-184336","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banner-news","category-corporate","category-non-lifeinsurance","category-life-insurance","category-news","tag-generalinsurance","tag-insurancenewsnepal","tag-lifeinsurance","tag-nepalinsuranceauthority","tag-insurancenews","tag-nepal","tag-nonlifeinsurance"],"acf":[],"_links":{"self":[{"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/184336","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/comments?post=184336"}],"version-history":[{"count":3,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/184336\/revisions"}],"predecessor-version":[{"id":184343,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/184336\/revisions\/184343"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/media\/103629"}],"wp:attachment":[{"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/media?parent=184336"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/categories?post=184336"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/insurancekhabar.com\/ikbrapi\/wp\/v2\/tags?post=184336"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}